2425 Lower Lake Rd, Seneca Falls, NY 13148 Property Records

Seneca County and Seneca Falls Town property record for 2425 Lower Lake Rd, Seneca Falls, NY 13148

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,656 sqft · built 1925
Lot Size0.155 acres (6,762 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Sep 2016)
Tax Bill$12,477 (2026)
Deeds & MortgagesMar 2026 Line of Credit
Mar 2022 Refinance
APN453289 36-3-56

Property Details

APN / Parcel Number

Primary APN453289 36-3-56
Alternative APN
  • 328903600000030560000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,656 sqft Living Area
1st Floor Area1,044 sqft
2nd Floor Area612 sqft
Basement Area624 sqft
Finished Basement624 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1980
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Foundation TypeRaised
Lot Area6,762 sqft (0.155 acres)
Lot Dimensions98 ft deep x 69 ft wide
View / LotWaterfront
Garage TypeDetached
Garage Area198 sqft
PorchSlab
Porch Area636 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2425 LOWER LAKE RD
CitySENECA FALLS
StateNY
Zip13148-9418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block3
Legal Lot Number56.000
JurisdictionSENECA NY
Township / Civil DivisionSENECA FALLS
Census Block Group2
Census Block2011
Census Tract950300

Owner

Source: Seneca County and Seneca Falls Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2425 LOWER LAKE RD, SENECA FALLS, NY 13148-9418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2026Deed of Trust, Mortgage · Line of Credit
3RD FSLA OF CLEVELAND
Mar 9, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
THIRD FEDERAL SAVING & LOAN ASSOC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2016 · Amount on Record
Deed SaleSep 23, 2016 · Amount on Record
Prior SaleSep 28, 1995 · Amount on Record
Deed Book / Page935 / 278
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address2425 LOWER LAKE RD, SENECA FALLS, NY 13148-9418
Transaction TypeMortgage
Record UpdatedApr 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001985/218
DateMar 12, 2026
Book Page1985/218
Instrument73638
Lender
Name3RD FSLA OF CLEVELAND
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address2425 LOWER LAKE RD, SENECA FALLS, NY 13148-9418
Transaction TypeMortgage
Record UpdatedApr 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001845/235
DateMar 9, 2022
Book Page1845/235
Instrument57590
Lender
NameTHIRD FEDERAL SAVING & LOAN ASSOC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Seneca County and Seneca Falls Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionSeneca Falls Town
Unified School DistrictSeneca Falls Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,477.00 (+6.84%)
2025$11,678.00 (+238%)$415,000 (-) Land $138,600 Building $276,400$456,044 (+9.89%) Land $152,308 Building $303,736
2023$415,000 Land $138,600 Building $276,400$415,000 Land $138,600 Building $276,400
2019$3,455.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims23 (1983–2021)
Claims Outside the SFHA11 of 23
Most Recent ClaimNov 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSENECA FALLS
serves 9,400 people · EPA ID NY4901198
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
CBN
Fixed Wireless · not low latency
100 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Lower Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number