2425 Livesay Rd, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2425 Livesay Rd, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,238 sqft · built 2010
Lot Size	0.171 acres (7,449 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Feb 2018)
Tax Bill	$2,812 (2025)
Deeds & Mortgages	Oct 2010 Line of Credit Dec 2021 Refinance + 3 more
APN	`0252007001540`

Property Details

APN / Parcel Number

Primary APN	`0252007001540`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,449 sqft (0.171 acres)
Lot Dimensions	115 ft deep x 65 ft wide
Porch	Open Porch
Porch Area	115 sqft
Patio Area	1,238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2425 LIVESAY RD
City	CHESAPEAKE
State	VA
Zip	23323-4602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	154 REPLAT LOXLEY GARDENS
Legal Subdivision	LOXLEY GARDENS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3008
Census Tract	21403

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2425 LIVESAY RD, CHESAPEAKE, VA 23323-4602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2010	Deed of Trust, Mortgage · Line of Credit MONARCH BANK
Dec 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Feb 28, 2013	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Jul 16, 2007	Deed of Trust, Mortgage · Conventional Mortgage WACHOVIA MORTGAGE CORPORA
Feb 26, 2018	Warranty Deed, Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2018 · Amount on Record
Deed Sale	Feb 26, 2018 · Amount on Record
Prior Sale	Apr 1, 2011 · Amount on Record
Deed Document Number	20184850
Deed Book / Page	9886 / 1610
Record Updated	Sep 20, 2026

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2425 LIVESAY RD, CHESAPEAKE, VA 23323-4602
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	008237/508
Date	Oct 15, 2010
Book Page	8237/508

Lender

Name	MONARCH BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2425 LIVESAY RD, CHESAPEAKE, VA 23323-4602
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010501/369
Date	Dec 28, 2021
Book Page	10501/369
Instrument	210057126

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.38%

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2425 LIVESAY RD, CHESAPEAKE, VA 23323-4602
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008989/905
Date	Feb 28, 2013
Book Page	8989/905

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2043

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2425 LIVESAY RD, CHESAPEAKE, VA 23323-4602
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007159/174
Date	Jul 16, 2007
Book Page	7159/174

Lender

Name	WACHOVIA MORTGAGE CORPORA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2037

Interest

Rate Type	Fixed Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 26, 2018
Property Address	2425 LIVESAY RD, CHESAPEAKE, VA 23323-4602
Document Number	9886/1610
Book / Page	9886 / 1610
Instrument Date	Feb 12, 2018
Instrument	180004850
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LINEAR TITLE AND ESCROW LLC, LINEAR TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 LIVESAY RD, CHESAPEAKE, VA 23323-4602

Mortgage

Document Number	180004851
Date	Feb 26, 2018
Instrument	180004851

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,812.00 (+38.73%)	$278,400 (+5.49%) Land $120,000 Building $158,400	$278,400 (+5.49%) Land $120,000 Building $158,400
2023		$263,900 (+12.87%) Land $100,000 Building $163,900	$263,900 (+12.87%) Land $100,000 Building $163,900
2022		$233,800 Land $85,000 Building $148,800	$233,800 Land $85,000 Building $148,800
2019	$2,027.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	10 (1991–2019)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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