2425 la Costa Ave, Unit A, Carlsbad, CA 92009 Property Records

San Diego County property record for 2425 la Costa Ave, Unit A, Carlsbad, CA 92009

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,537 sqft · built 1977
Lot Size	6.29 acres (274,252 sqft)
Owner	Trust Name on File
Last Sale	$980,000 (Jun 2023)
Tax Bill	$6,775 (2025)
Deeds & Mortgages	Jun 2023 Sale Feb 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`216-240-55-20`

Property Details

APN / Parcel Number

Primary APN	`216-240-55-20`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,537 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	274,252 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2425 LA COSTA AVE, A
City	CARLSBAD
State	CA
Zip	92009-7315
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RD-M
Legal Description	LOT 1 US 20PER DOC75-004015&UND INT IN TR 007921
Legal Subdivision	LA COSTA DEL PACIFICO
Legal Tract	007921
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	20035

Owner

2425 la Costa Ave, Unit A is owner-occupied and held in a trust since June 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	2425 LA COSTA AVE, A, CARLSBAD, CA 92009-7315
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Grant Deed, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Feb 8, 2022	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Mar 23, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST AMERICAN TITLE INSURANCE
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Dec 17, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage ARVEST BANK
Mar 14, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 14, 2017	Quit Claim Deed, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA
Mar 14, 2017	Quit Claim Deed, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Prior Sale	Apr 9, 2015 · Amount on File
Deed Document Number	2023145270
Prior Transfer Date	Dec 12, 2019
Prior Transfer Doc	0000587805
Record Updated	Oct 29, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2023
Property Address	2425 LA COSTA AVE UNIT A, A, CARLSBAD, CA 92009-7315
Document Number	0000145270
Map Reference	MAP 7921
Instrument Date	May 19, 2023
Instrument	2023-0145270
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2425 LA COSTA AVE UNIT A, A, CARLSBAD, CA 92009-7315

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2425 LA COSTA AVE UNIT A, A, CARLSBAD, CA 92009-7315
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 LA COSTA AVE #2980 2980, 2980, SILVERDALE, WA 98383

Mortgage

Document Number	0000057973
Date	Feb 8, 2022
Instrument	2022-0057973

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2425 LA COSTA AVE UNIT A, A, CARLSBAD, CA 92009-7315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000148257
Date	Mar 23, 2020
Instrument	2020-0148257

Lender

Name	FIRST AMERICAN TITLE INSURANCE
Type	Insurance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2425 LA COSTA AVE UNIT A, A, CARLSBAD, CA 92009-7315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 LA COSTA AVE, CARLSBAD, CA 92009-7363

Mortgage

Document Number	0000048268
Date	Jan 21, 2021
Instrument	2021-0048268

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 17, 2019
Property Address	2425 LA COSTA AVE UNIT A, A, CARLSBAD, CA 92009-7315
Document Number	0000587805
Map Reference	MAP 7921
Instrument Date	Dec 12, 2019
Instrument	2019-0587805
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TIMIOS TITLE A CA CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2425 LA COSTA AVE UNIT A, A, CARLSBAD, CA 92009-7315

Mortgage

Document Number	0000587806
Date	Dec 17, 2019
Instrument	2019-0587806

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 14, 2017
Property Address	2425 LA COSTA AVE UNIT A, A, CARLSBAD, CA 92009-7315
Document Number	0000115382
Map Reference	MAP7921
Instrument Date	Mar 8, 2017
Instrument	2017-0115382
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2425 LA COSTA AVE UNIT A, A, CARLSBAD, CA 92009-7315

Mortgage

Document Number	0000115385
Date	Mar 14, 2017
Instrument	2017-0115385

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 14, 2017
Property Address	2425 LA COSTA AVE UNIT A, A, CARLSBAD, CA 92009-7315
Document Number	0000115383
Instrument Date	Mar 8, 2017
Instrument	115383
Transaction Type	Transfer
Record Updated	Mar 20, 2017
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2425 LA COSTA AVE #A CARLSBAD CA 920097315, A, CARLSBAD, CA 92009-7315

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 14, 2017
Property Address	2425 LA COSTA AVE UNIT A, A, CARLSBAD, CA 92009-7315
Document Number	0000115384
Instrument Date	Mar 8, 2017
Instrument	115384
Transaction Type	Transfer
Record Updated	Mar 20, 2017
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2425 LA COSTA AVE #A CARLSBAD CA 920097315, A, CARLSBAD, CA 92009-7315

Tax Assessment & Valuation

The 2025 property tax bill for 2425 la Costa Ave, Unit A was $6,775 with a homeowner's exemption, up 3.2% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$590,863 (+2%) Land $407,105 Building $183,758
2025	$6,775.00 (+3.18%) Homeowner's exemption	$579,278 Land $399,123 Building $180,155
2024	$6,566.00 (+19.58%)
2023	$5,491.00 (+2.65%) Homeowner's exemption	$480,547 Land $331,047 Building $149,500
2022	$5,349.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2425 la Costa Ave, Unit A in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2425 la Costa Ave, Unit A is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Ting.

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