2425 Hwy 198, Baldwin, GA 30511 Property Records

Banks County property record for 2425 Hwy 198, Baldwin, GA 30511

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,040 sqft · built 1998
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,469 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B59 006`

Property Details

APN / Parcel Number

Primary APN	`B59 006`
Alternative APN	`1205`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,040 sqft Heated Area
1st Floor Area	1,020 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Area	500 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	198 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1205
Street Address	2425 HIGHWAY 198
City	BALDWIN
State	GA
Zip	30511-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PB 22-97 23-3
Legal Subdivision	RODNEY S & S A WHITE SURV
Jurisdiction	BANKS GA
Township / Civil Division	BALDWIN
Census Block Group	3
Census Block	3075
Census Tract	970100

Owner

2425 Hwy 198 is owned and occupied by two individuals who acquired it in November 1997.

Source: Banks County records, as of November 13, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2425 HIGHWAY 198, BALDWIN, GA 30511-3810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 1997
Deed Sale	Nov 1, 1997
Deed Document Number	0000122471
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	2425 HIGHWAY 198, BALDWIN, GA 30511-3810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 HIGHWAY 198, BALDWIN, GA 30511-3810

Mortgage

Document Number	0000000462/0000000537
Date	Mar 12, 2019
Book Page	0000000462/0000000537

Lender

Name	SOUTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 2425 Hwy 198 was $2,469 with a homeowner's exemption, down 3.1% from the year before.

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,469.00 (-3.1%) Homeowner's exemption	$137,638 (+4.78%) Land $17,738 Building $119,900	$344,094 (+4.78%) Land $44,344 Building $299,750
2024	$2,548.00 (+40.77%) Homeowner's exemption	$131,356 (+20.55%) Land $16,125 Building $115,231	$328,390 (+20.55%) Land $40,313 Building $288,077
2023	$1,810.00 (-6.02%) Homeowner's exemption	$108,964 (+16.28%) Land $15,165 Building $93,799	$272,411 (+16.28%) Land $37,913 Building $234,498
2022	$1,926.00 Homeowner's exemption	$93,706 Land $12,450 Building $81,256	$234,265 Land $31,124 Building $203,141

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2425 Hwy 198 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2425 Hwy 198 is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hwy 198

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