2425 Highcrest Rd, Rockford, IL 61107 Property Records

Winnebago County property record for 2425 Highcrest Rd, Rockford, IL 61107

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,036 sqft · built 1970
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Jul 1994)
Tax Bill	$6,238 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`162C132A`

Property Details

APN / Parcel Number

Primary APN	`162C132A`
Alternative APN	`1218302022`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,036 sqft Living Area
Gross Area	2,742 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	230 sqft
Unfinished Basement	706 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Construction Type	Frame
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	403 ft deep x 109 ft wide
View / Lot	Traffic
Garage Type	Basement
Garage Area	2 sqft
Driveway	Driveway
Porch	Porch
Deck Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	162C132A
Street Address	2425 HIGHCREST RD
City	ROCKFORD
State	IL
Zip	61107-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COMM INSECTN C/L HIGHCREST RD & W LN BLK 1 FRED L BURRS GUILFORD HGTS TH NWLY ALG C/L 109.48 FT TO POB TH S 366.07FT W 79 FT N 441.83 FT TH SELY 109.48
Legal Subdivision	FRED L BURRS GUILFO
Legal Block	1
Legal Lot Number	109
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	3
Census Block	3000
Census Tract	401

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3125 THORP ST, MADISON, WI 53714-2266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2018	Deed of Trust, Mortgage · Line of Credit BYRON BK
Jul 18, 2018	Deed of Trust, Mortgage · Line of Credit BYRON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 1994 · Amount on Record
Deed Sale	Jul 15, 1994 · Amount on Record
Deed Document Number	199438397
Last Transfer Date	Jun 4, 2025
Transfer Doc	0000015122
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	2425 HIGHCREST RD, ROCKFORD, IL 61107-1210
Document Number	0001025164
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2425 HIGHCREST RD ROCKFORD IL 611071210, ROCKFORD, IL 61107-1210

Mortgage

Document Number	0001025164
Date	Aug 30, 2018
Instrument	1025164

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 29, 2023

Interest

Rate Type	Adjustable Rate
Rate	6.5%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	2425 HIGHCREST RD, ROCKFORD, IL 61107-1210
Document Number	0001022727
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Sep 3, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2425 HIGHCREST RD ROCKFORD IL 611071210, ROCKFORD, IL 61107-1210

Mortgage

Document Number	0001022727
Date	Aug 8, 2018
Instrument	1022727

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 7, 2023

Interest

Rate Type	Adjustable Rate
Rate	6.5%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,238.00	$81,655 (+41.39%) Land $16,368 Building $65,287	$244,965 (+41.39%) Land $49,104 Building $195,861
2022	Homeowner's exemption	$57,753 Land $11,577 Building $46,176	$173,259 Land $34,731 Building $138,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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