2425 Gatesboro Dr E, Saginaw, MI 48603 Property Records

Saginaw County property record for 2425 Gatesboro Dr E, Saginaw, MI 48603

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,646 sqft · built 1978
Lot Size0.239 acres (10,411 sqft)
Owner2 Individual Names on Record
Last Sale$135,900 (Aug 1999)
Tax Bill$3,094 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN23-12-4-17-4006-053

Property Details

APN / Parcel Number

Primary APN23-12-4-17-4006-053
Alternative APN
  • 124174006053

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,646 sqft Living Area
1st Floor Area926 sqft
Basement Area660 sqft
Unfinished Basement660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialCombination
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,411 sqft (0.239 acres)
Lot Dimensions130 ft deep x 80 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area212 sqft
Deck AreaDeck Area
Patio Area514 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2425 GATESBORO DR E
CitySAGINAW
StateMI
Zip48603-3770
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 53 GATEBORO GREEN SUBDIVISION PART OF THE SE 1/4 SEC 17 T12N R4E
Legal Range04E
Legal Township12N
Legal Section17
Legal SubdivisionGREEN SUBDIVISION
Legal Lot Number53
Legal Unit53
JurisdictionSAGINAW MI
Township / Civil DivisionSAGINAW
Census Block Group1
Census Block1004
Census Tract10404

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2425 GATESBORO DR E, SAGINAW, MI 48603-3770
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Deed of Trust, Mortgage · Line of Credit
WILDFIRE CU
Mar 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
WANIGAS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 1999 · Amount on Record
Deed SaleAug 24, 1999 · Amount on Record
Deed Book / Page2137 / 1909
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address2425 GATESBORO DR E, SAGINAW, MI 48603-3770
Transaction TypeMortgage
Record UpdatedNov 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2425 GATESBORO DR E, SAGINAW, MI 48603-3770

Mortgage

Document Number0000025638
DateNov 3, 2025
Instrument2025025638
Lender
NameWILDFIRE CU
TypeCredit Union
Address6640 BAY RD, SAGINAW, MI 48604
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueOct 29, 2050
Interest
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address2425 GATESBORO DR E, SAGINAW, MI 48603-3770
Transaction TypeMortgage
Record UpdatedApr 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2425 GATESBORO DR E, SAGINAW, MI 48603-3770

Mortgage

Document Number2021008370
DateMar 22, 2021
Instrument2021008370
Lender
NameWANIGAS CU
TypeCredit Union
AddressSAGINAW, MI 48603
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSaginaw Charter Township
Unified School DistrictSaginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$104,400 (+21.11%)$208,800 (+21.11%)
2025$3,094.00 (+18.77%) Homeowner's exemption
2023$86,200$172,400
2022$2,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAGINAW CHARTER TOWNSHIP
serves 40,840 people · EPA ID MI0005860
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionOct 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Xfinity.

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