2425 Frances St, Oakland, CA 94601 Property Records

Alameda County property record for 2425 Frances St, Oakland, CA 94601

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 970 sqft · built 1941
Lot Size	0.135 acres (5,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Jan 2022)
Tax Bill	$13,520 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-2423-18`

Property Details

APN / Parcel Number

Primary APN	`36-2423-18`
Alternative APN	`036-2423-018-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	970 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1947
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,880 sqft (0.135 acres)

Location & Zoning

Street Address	2425 FRANCES ST
City	OAKLAND
State	CA
Zip	94601-4819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00018 BLK: AR: 0036 PAGE: 2423
Legal Subdivision	MACKINNON & GOHRMAN
Legal Lot Number	22
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2001
Census Tract	407600

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2425 FRANCES ST, OAKLAND, CA 94601-4819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Grant Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Aug 21, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Aug 21, 2019 · Amount on Record
Deed Document Number	202212763
Prior Transfer Date	Nov 11, 1996
Prior Transfer Doc	0000292682
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 19, 2022
Property Address	2425 FRANCES ST, OAKLAND, CA 94601-4819
Document Number	0000012763
Map Reference	MB 13 PG 35
Instrument Date	Jan 13, 2022
Instrument	2022012763
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2425 FRANCES ST, OAKLAND, CA 94601-4819

Mortgage

Document Number	0000012764
Date	Jan 19, 2022
Instrument	2022012764

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	0000012765
Date	Jan 19, 2022
Instrument	2022012765

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 21, 2019
Property Address	2425 FRANCES ST, OAKLAND, CA 94601-4819
Document Number	0000162446
Map Reference	MB 13 PG 35
Instrument Date	Aug 16, 2019
Instrument	2019162446
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2425 FRANCES ST, OAKLAND, CA 94601-4819

Mortgage

Document Number	0000162447
Date	Aug 21, 2019
Instrument	2019162447

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$988,000 (+9.17%) Land $298,500 Building $696,500
2025	$13,520.00 (-6.12%) Homeowner's exemption	$905,000 (-1.63%) Land $275,000 Building $630,000
2023	$14,402.00 Homeowner's exemption	$920,000 Land $276,000 Building $644,000	$908,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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