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2425 Flora Ln, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 2425 Flora Ln, Punta Gorda, FL 33950 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1966
Square Footage2,014 sqft Living Area
Lot Size9,487 sqft (0.218 acres)
OccupancyOwner Occupied
Last Sale$397,500 (2017)
Tax Bill$5,382.00 (2024)

Property Details

APN / Parcel Number

Primary APN412211334003
Alternative APNs
  • 00929220000002
  • 10004690380

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area2,014 sqft Living Area
Gross Area3,106 sqft Gross Area
1st Floor Area2,014 sqft 1st Floor
Stories1 Story

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area9,487 sqft (0.218 acres)
DrivewayDriveway
Driveway Area1 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area495 sqft Garage

Exterior Amenities

Pool Area28 sqft Pool
Lawn SprinklersLawn Sprinklers
PorchSlab
Porch Area596 sqft Porch
View / LotWaterfront
Loading Dock210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00929220000002
Street Address2425 FLORA LN
CityPUNTA GORDA
StateFL
Zip33950-5001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPUNTA GORDA ISLES SEC4 BLK9 LT 10 317/888 347/325 482/972 DC609/2107 783/941 DC1265/1593-JP 1402/840 2635/808 3184/516 3322/218 4170/891 3183729
Legal Range22E
Legal Township41S
Legal Section11
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block9
Legal Lot Number10
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2001
Census Tract10401

Owner

Source: Charlotte County records · APN 412211334003

Assessment roll updated November 19, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2425 FLORA LN, PUNTA GORDA, FL 33950-5001
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2025Deed of Trust, Mortgage · SBA Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Jun 16, 2022Deed of Trust, Mortgage · Line of Credit
ACHIEVA CU
Dec 07, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 23, 2020Deed of Trust, Mortgage · VA Mortgage
TJC MORTGAGE INC
Feb 23, 2017Warranty Deed, Transfer · VA Mortgage
PRIMARY CAPITAL MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 23, 2017 · Amount on Record
Deed SaleFeb 23, 2017 · Amount on Record
Prior SaleSep 08, 2008 · Amount on Record
Deed Document Number20172501834
Deed Book / Page4170 / 891
Last Transfer DateJun 08, 2022
Transfer Doc0003183729
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address2425 FLORA LN, PUNTA GORDA, FL 33950-5001
Transaction TypeMortgage
Record UpdatedDec 04, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2425 FLORA LN, PUNTA GORDA, FL 33950-5001

Mortgage

Document Number0003589304
DateNov 20, 2025
Instrument3589304
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term354 Months
DueMay 05, 2055

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address2425 FLORA LN, PUNTA GORDA, FL 33950-5001
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2425 FLORA LN, PUNTA GORDA, FL 33950-5001

Mortgage

Document Number0050021901
DateJun 16, 2022
Book Page5002/1901
Instrument3116270
Lender
NameACHIEVA CU
TypeCredit Union
AddressDUNEDIN, FL 34697
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE FL
Recording DateDec 07, 2022
Property Address2425 FLORA LN, PUNTA GORDA, FL 33950-5001
Document Number0003183729
Map ReferenceMB 5 PG 45A&45B
Instrument DateJun 28, 2022
Instrument3183729
Transaction TypeTransfer
Record UpdatedJan 26, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2425 FLORA LN, PUNTA GORDA, FL 33950-5001

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2425 FLORA LN, PUNTA GORDA, FL 33950-5001

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address2425 FLORA LN, PUNTA GORDA, FL 33950-5001
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyHOMETOWN TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046050020
DateJul 23, 2020
Book Page4605/20
Instrument2833289
Lender
NameTJC MORTGAGE INC
TypeMortgage Company
AddressBIRMINGHAM, AL 35243
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateFeb 23, 2017
Property Address2425 FLORA LN, PUNTA GORDA, FL 33950-5001
Document Number0041700891
Book / Page4170 / 0891
Map ReferenceMB5 PG45A&45B
Instrument DateFeb 12, 2017
Instrument2501834
Transaction TypeTransfer
Record UpdatedFeb 07, 2022
Title CompanyHOMETOWN TITLE & CLOSING SVC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,782.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3213 ANTIGUA DR, 3213, PUNTA GORDA, FL 33950-6369

Transferred To (Grantee/Buyer)

NameVerified Name
Address2425 FLORA LN, PUNTA GORDA, FL 33950-5001
InvestorPossibly a Property Investor

Mortgage

Document Number0002501835
DateFeb 23, 2017
Instrument2501835
Lender
NamePRIMARY CAPITAL MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,774.00 (-29.88%)$268,106 (-4.89%)$458,108 (-20.45%) Land $372,300 Building $85,808
2024$5,382.00 (+3.26%)
2023$5,212.00 (+5.36%) Homeowner's exemption$281,892 (+3%)$575,904 (+9.29%) Land $438,000 Building $137,904
2022$4,947.00 Homeowner's exemption$273,682$526,941 Land $310,250 Building $216,691

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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