2425 Elephant Trl, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 2425 Elephant Trl, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,288 sqft · built 1974
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$247,925 (Sep 2025)
Tax Bill	$1,505 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Sep 2025 Mortgage + 2 more
APN	`06-1.0-01-002-002-071.000`

Property Details

APN / Parcel Number

Primary APN	`06-1.0-01-002-002-071.000`

Interior

Building Area	1,288 sqft Base Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	160 ft deep x 70 ft wide

Location & Zoning

Street Address	2425 ELEPHANT TRL
City	SAINT JOSEPH
State	MO
Zip	64506-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HURST EASTERN HILLS THIRD EXT LOT:240 BLK:LGL DESC:
Legal Subdivision	HURST EASTERN HILLS THIRD EXT
Legal Lot Number	240
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3011
Census Tract	702

Owner

2425 Elephant Trl is owned and occupied by two individuals who bought it in September 2025.

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2425 ELEPHANT TRL, SAINT JOSEPH, MO 64506-1706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2017	Deed of Trust, Mortgage · FHA Mortgage COMMERCE BANK
Sep 23, 2025	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 17, 2022	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 2, 2017	Deed, Transfer UNKNOWN, MCCAFFREE SHORT TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on File
Deed Sale	Sep 23, 2025 · Amount on File
Prior Sale	Oct 17, 2022 · Amount on File
Deed Document Number	20257762
Deed Book / Page	3811 / 706
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2425 ELEPHANT TRL, SAINT JOSEPH, MO 64506-1706
Transaction Type	Mortgage
Record Updated	Oct 9, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2017011006
Date	Nov 2, 2017
Instrument	2017011006

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 23, 2025
Property Address	2425 ELEPHANT TRL, SAINT JOSEPH, MO 64506-1706
Document Number	003811/706
Book / Page	3811 / 706
Instrument Date	Sep 18, 2025
Instrument	2025007762
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	UNKNOWN, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9530 WILLIAMSBURG DR, WINTER HAVEN, FL 33884-4849

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2425 ELEPHANT TRL, SAINT JOSEPH, MO 64506-1706

Mortgage

Document Number	2025007763
Date	Sep 23, 2025
Instrument	2025007763

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 17, 2022
Property Address	2425 ELEPHANT TRL, SAINT JOSEPH, MO 64506-1706
Document Number	003781/462
Book / Page	3781 / 462
Instrument Date	Oct 14, 2022
Instrument	2022010093
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 ELEPHANT TRL, SAINT JOSEPH, MO 64506-1706

Mortgage

Document Number	2022010094
Date	Oct 17, 2022
Instrument	2022010094

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 2, 2017
Property Address	2425 ELEPHANT TRL, SAINT JOSEPH, MO 64506-1706
Document Number	2017010985
Instrument Date	Oct 26, 2017
Instrument	2017010985
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	UNKNOWN, MCCAFFREE SHORT TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 ELEPHANT TRL, SAINT JOSEPH, MO 64506-1706

Tax Assessment & Valuation

The 2025 property tax bill for 2425 Elephant Trl was $1,505, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,505.00 (+0.07%)	$21,350 (+13.81%) Land $4,380 Building $16,970	$112,360 Land $23,070 Building $89,290
2024	$1,504.00 (+23.58%)	$18,760 (-) Land $4,380 Building $14,380
2023	$1,217.00 (-0.73%)	$18,760 (-) Land $4,380 Building $14,380	$98,770 Land $23,070 Building $75,700
2022	$1,226.00	$18,760 Land $4,380 Building $14,380
2021			$98,770 Land $23,070 Building $75,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2425 Elephant Trl; there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2425 Elephant Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Mercury Fiber.

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