Monroe County property record for 2425 E Cathcart St, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,628 sqft · built 2017 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Sep 2018) |
| Tax Bill | $5,766 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-26691-15 |
| Primary APN | 015-26691-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,628 sqft Living Area |
| 1st Floor Area | 2,628 sqft |
| Attic | Attic |
| Attic Area | 1,080 sqft |
| Family Room | Family Room |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 015-26691-15 |
|---|---|
| Street Address | 2425 E CATHCART ST |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-7174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 015-26691-15 GENTRY CREST PHASE 2 AT RENWICK LOT 15 .12A |
| Legal Subdivision | GENTRY CREST AT RENWICK |
| Legal Phase | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 1001 |
Source: Monroe County records · APN 015-26691-15
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2425 E CATHCART ST, BLOOMINGTON, IN 47401-7174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Sep 12, 2018 | Receiver's Deed, Transfer · ARM INDIANA UNIVERSITY CU |
| Mar 16, 2017 | Warranty Deed, Construction Loan · Construction Mortgage OLD NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 12, 2018 · Amount on Record |
| Deed Sale | Sep 12, 2018 · Amount on Record |
| Prior Sale | Sep 10, 2018 · Amount on Record |
| Deed Document Number | 201812543 |
| Prior Transfer Date | Mar 13, 2017 |
| Prior Transfer Doc | 0000003438 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2425 E CATHCART ST, BLOOMINGTON, IN 47401-7174 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2019016372 |
|---|---|
| Date | Nov 08, 2019 |
| Instrument | 2019016372 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2425 E CATHCART ST, BLOOMINGTON, IN 47401-7174 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021005939 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021005939 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Document Type | Receiver's Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Sep 12, 2018 |
| Property Address | 2425 E CATHCART ST, BLOOMINGTON, IN 47401-7174 |
| Document Number | 2018012543 |
| Map Reference | DOC2014016269 CAB D |
| Instrument Date | Sep 10, 2018 |
| Instrument | 2018012543 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2525 E CATHCART ST, BLOOMINGTON, IN 47401 |
| Document Number | 2018012545 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 2018012545 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Mar 16, 2017 |
| Property Address | 2425 E CATHCART ST, BLOOMINGTON, IN 47401-7174 |
| Document Number | 2017003438 |
| Map Reference | DOC2014016269 |
| Instrument Date | Mar 13, 2017 |
| Instrument | 2017003438 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 986 S STATE ROAD 446, BLOOMINGTON, IN 47401-8838 |
| Investor | Possibly a Property Investor |
| Document Number | 2017003439 |
|---|---|
| Date | Mar 16, 2017 |
| Instrument | 2017003439 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 13, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 2017003584 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 2017003584 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IN 47408 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 13, 2018 |
Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,766.00 (-8.49%) | $546,600 (+9.54%) Land $120,000 Building $426,600 | $546,600 (+9.54%) Land $120,000 Building $426,600 |
| 2024 | $6,301.00 (+2%) | ||
| 2023 | $499,000 (+5.25%) Land $103,500 Building $395,500 | $499,000 (+5.25%) Land $103,500 Building $395,500 | |
| 2022 | $5,251.00 Homeowner's exemption | $474,100 Land $95,000 Building $379,100 | $474,100 Land $95,000 Building $379,100 |
Source: FEMA National Flood Hazard Layer, Monroe County (18105C), as of September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050010012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 63% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| IsoFusion Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Smithville Holding Company.
Based on FCC filings for 342 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IN5253002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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