2425 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 2425 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 725 sqft · built 1951
Lot Size	0.149 acres (6,525 sqft)
Owner	Individual Name on Record
Last Sale	$64,000 (May 2017)
Tax Bill	$1,151 (2024)
Deeds & Mortgages	Jun 2023 Line of Credit Oct 2009 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-14-280-021.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-14-280-021.000-023`
Alternative APN	`01610773169`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	725 sqft Living Area

Exterior

Year Built	Built 1951
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,525 sqft (0.149 acres)
Lot Dimensions	145 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610773169
Street Address	2425 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-3319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 108 BROOKSIDE SUB
Legal Subdivision	BROOKSIDE SUB
Legal Lot Number	108
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2029
Census Tract	10400

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2425 E 4TH ST, MISHAWAKA, IN 46544-3319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 20, 2009	Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK
Dec 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
May 8, 2017	Deed, Transfer FIDELITY NATIONAL TITLE
May 8, 2017	Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Jul 3, 2013	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2017 · Amount on Record
Deed Sale	May 8, 2017 · Amount on Record
Prior Sale	May 8, 2017 · Amount on Record
Deed Document Number	0001711188
Last Transfer Date	Dec 16, 2020
Transfer Doc	0002039341
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	2425 E 4TH ST, MISHAWAKA, IN 46544-3319
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002313627
Date	Jun 21, 2023
Instrument	2313627

Lender

Name	FIGURE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2053

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	2425 E 4TH ST, MISHAWAKA, IN 46544-3319
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000934956
Date	Oct 20, 2009
Instrument	0934956

Lender

Name	NATIONAL CITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 16, 2020
Property Address	2425 E 4TH ST, MISHAWAKA, IN 46544-3319
Document Number	0002039341
Map Reference	PB 12 PG 72
Instrument Date	Dec 8, 2020
Instrument	2039341
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	NEAR NORTH TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 E 4TH ST, MISHAWAKA, IN 46544-3319

Mortgage

Document Number	0002039342
Date	Dec 16, 2020
Instrument	2039342

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 8, 2017
Property Address	2425 E 4TH ST, MISHAWAKA, IN 46544-3319
Document Number	1711188
Map Reference	PB12 PG72
Instrument Date	Apr 21, 2017
Instrument	1711188
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 E 4TH ST, MISHAWAKA, IN 46544-3319

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 8, 2017
Property Address	2425 E 4TH ST, MISHAWAKA, IN 46544-3319
Document Number	0001711188
Map Reference	PB12 PG72
Instrument Date	Apr 21, 2017
Instrument	1711188
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 E 4TH ST, MISHAWAKA, IN 46544-3319
Investor	Possibly a Property Investor

Mortgage

Document Number	0001711189
Date	May 8, 2017
Instrument	1711189

Lender

Name	EVERETT FINANCIAL INC
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.38%
Index	1-Year CMT

July 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 3, 2013
Property Address	2425 E 4TH ST, MISHAWAKA, IN 46544-3319
Document Number	0001320213
Map Reference	PB 12 PG 72
Instrument Date	Jun 28, 2013
Instrument	1320213
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 E 4TH ST, MISHAWAKA, IN 46544-3319
Investor	Possibly a Property Investor

Mortgage

Document Number	0001320214
Date	Jul 3, 2013
Instrument	1320214

Lender

Name	RUOFF MORTGAGE CO INC
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,000 (+26.87%) Land $23,900 Building $95,100	$119,000 (+26.87%) Land $23,900 Building $95,100
2024	$1,151.00 (+15.68%)
2023	$995.00 (-1%)	$93,800 (+1.3%) Land $23,900 Building $69,900	$93,800 (+1.3%) Land $23,900 Building $69,900
2022	$1,005.00	$92,600 Land $23,900 Building $68,700	$92,600 Land $23,900 Building $68,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fourway.

Nearby Properties on E 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures