2425 Downing Dr, Owensboro, KY 42301 Property Records

Daviess County property record for 2425 Downing Dr, Owensboro, KY 42301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft · built 1989
Lot Size	0.157 acres (6,840 sqft)
Owner	Company Name on File
Last Sale	$132,500 (Mar 2019)
Tax Bill	$1,365 (2025)
Deeds & Mortgages	Aug 2007 Mortgage Aug 2010 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004-24-14-009-00-000`

Property Details

APN / Parcel Number

Primary APN	`004-24-14-009-00-000`
Alternative APN	`1417977`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,840 sqft (0.157 acres)
Lot Dimensions	114 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2425 DOWNING DR
City	OWENSBORO
State	KY
Zip	42301-6697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2425 DOWNING DR
Legal Subdivision	TAMARACK PARK
Legal Lot Number	341
Jurisdiction	DAVIESS KY
Township / Civil Division	UTICA-STANLEY
Census Block Group	2
Census Block	2020
Census Tract	1701

Owner

2425 Downing Dr is owned by a company that bought it in March 2019.

Source: Daviess County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 164, PHILPOT, KY 42366-0164
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2007	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 25, 2010	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO
Aug 21, 2007	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Mar 28, 2008	Deed, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO
Jul 31, 2007	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2019 · Amount on File
Deed Sale	Mar 15, 2019 · Amount on File
Record Updated	Oct 29, 2026

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	2425 DOWNING DR, OWENSBORO, KY 42301-6697
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001594/591
Date	Aug 21, 2007
Book Page	1594/591
Instrument	2007-00014182

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2037

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	2425 DOWNING DR, OWENSBORO, KY 42301-6697
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001766/593
Date	Aug 25, 2010
Book Page	1766/593
Instrument	2010-01323367

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2030

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	2425 DOWNING DR, OWENSBORO, KY 42301-6697
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001594/607
Date	Aug 21, 2007
Book Page	1594/607
Instrument	2007-00014183

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Mar 28, 2008
Property Address	2425 DOWNING DR, OWENSBORO, KY 42301-6697
Document Number	000845/757
Book / Page	0845 / 757
Map Reference	MB14 PG38
Instrument Date	Mar 27, 2008
Instrument	200800004904
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2425 DOWNING DR, OWENSBORO, KY 42301-6697

Mortgage

Document Number	001631/665
Date	Mar 28, 2008
Book Page	1631/665
Instrument	2008-00004905

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2038

July 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Jul 31, 2007
Property Address	2425 DOWNING DR, OWENSBORO, KY 42301-6697
Document Number	000836/198
Book / Page	0836 / 198
Map Reference	MB13 PG199
Instrument Date	Jul 12, 2007
Instrument	200700012854
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4095 GREENBRIAR RD, UTICA, KY 42376-9162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 DOWNING DR, OWENSBORO, KY 42301-6697
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2425 Downing Dr was $1,365.

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Municipality	Owensboro City
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,500 (-)	$132,500 (-)
2025	$1,365.00	$132,500 Land $20,000 Building $112,500	$132,500 Land $20,000 Building $112,500
2023		$132,500 (-)	$132,500 (-)
2022	$349.00	$132,500	$132,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2425 Downing Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (2010–2025)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2425 Downing Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, Owensboro Municipal Utilities.

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