Montgomery County property record for 2425 Delta Ave, Dayton, OH 45419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,596 sqft · built 2008 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Sep 2022) |
| Tax Bill | $5,465 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | N64-00801-0040 |
| Primary APN | N64-00801-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Family Room | Family Room |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2425 DELTA AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45419-2409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 40 OAKWOOD EXT |
| Legal Subdivision | OAKWOOD |
| Legal Lot Number | 40 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21000 |
Source: Montgomery County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2425 DELTA AVE, DAYTON, OH 45419-2409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2022 | Warranty Deed, Transfer WRIGHT-PATT CREDIT UNION INC |
| Oct 24, 2019 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2022 · Amount on Record |
| Deed Sale | Sep 26, 2022 · Amount on Record |
| Prior Sale | Mar 4, 2014 · Amount on Record |
| Deed Document Number | 202260280 |
| Prior Transfer Date | Mar 28, 2008 |
| Prior Transfer Doc | 0000026628 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Sep 26, 2022 |
| Property Address | 2425 DELTA AVE, DAYTON, OH 45419-2409 |
| Document Number | 0000060280 |
| Map Reference | MB M PG 8&9 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 2022-00060280 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2425 DELTA AVE, DAYTON, OH 45419-2409 |
| Document Number | 0000060281 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 2022-00060281 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2425 DELTA AVE, DAYTON, OH 45419-2409 |
| Document Number | 0000068362 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2425 DELTA AVE DAYTON OH 454192409, DAYTON, OH 45419-2409 |
| Document Number | 0000068362 |
|---|---|
| Date | Dec 6, 2019 |
| Instrument | 68362 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 5, 2049 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,465.00 | $85,750 (-8.44%) Land $8,060 Building $77,690 | $245,000 (-) Land $23,040 Building $221,960 |
| 2024 | $5,465.00 (-5.89%) | ||
| 2023 | $5,807.00 (+27.15%) | $93,650 (+60.99%) Land $8,060 Building $85,590 | $245,000 (+47.41%) Land $23,040 Building $221,960 |
| 2022 | $4,567.00 | $58,170 Land $5,010 Building $53,160 | |
| 2020 | $166,200 Land $14,310 Building $151,890 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 49 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 14 (1980–2026) |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures