Rice County property record for 2425 Cotton Ln, Northfield, MN 55057
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1.5 ba · 1,465 sqft · built 2005 |
| Lot Size | 0.034 acres (1,482 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $208,000 (Nov 2021) |
| Tax Bill | $4,470 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22.07.3.01.030 |
| Primary APN | 22.07.3.01.030 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,465 sqft Living Area |
| 1st Floor Area | 684 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,482 sqft (0.034 acres) |
| Lot Dimensions | 82 ft deep x 18 ft wide |
| Garage Type | Attached |
| Garage Area | 283 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 23 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2425 COTTON LN |
|---|---|
| City | NORTHFIELD |
| State | MN |
| Zip | 55057-3279 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 11 BLOCK 2 OF SOUTHBRIDGE 1ST ADD L11 B2 SOUTHBRIDGE 1ST ADD CIC #52 |
| Legal Subdivision | SOUTHBRIDGE 1ST ADD |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | RICE MN |
| Township / Civil Division | NORTHFIELD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 70503 |
Source: Rice County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7901 4TH ST N, 24910, SAINT PETERSBURG, FL 33702-4305 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 24, 2018 | Warranty Deed, Transfer · Conventional with PMI FIRST FARMERS & MERCHANTS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on Record |
| Deed Sale | Nov 22, 2021 · Amount on Record |
| Prior Sale | Aug 24, 2018 · Amount on Record |
| Deed Document Number | 2021746292 |
| Last Transfer Date | Jun 21, 2024 |
| Transfer Doc | 000A768702 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICE MN |
| Recording Date | Nov 22, 2021 |
| Property Address | 2425 COTTON LN, NORTHFIELD, MN 55057-3279 |
| Document Number | 000A746292 |
| Instrument Date | Nov 16, 2021 |
| Instrument | A746292 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $686.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1120 BROOK VALLEY LN, MC LEAN, VA 22102-1512 |
| Document Number | 000A746293 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | A746293 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICE MN |
| Recording Date | Aug 24, 2018 |
| Property Address | 2425 COTTON LN, NORTHFIELD, MN 55057-3279 |
| Document Number | 0000709779 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 709779 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2018 |
| Title Company | KNIGHT BARRY TITLE UNITED LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $527.67 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2425 COTTON LN NORTHFIELD MN 550573279, NORTHFIELD, MN 55057-3279 |
| Document Number | 709780 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 709780 |
| Name | FIRST FARMERS & MERCHANTS BK |
|---|---|
| Type | Bank |
| Address | CANNON FALLS, MN 55009 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2048 |
Source: Rice County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Rice County |
| Municipality | Northfield City |
| Unified School District | Northfield Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,470.00 (+26.84%) | $260,800 (+4.53%) Land $55,000 Building $205,800 | $260,800 (+4.53%) Land $55,000 Building $205,800 |
| 2025 | $249,500 (+11.48%) Land $47,000 Building $202,500 | $249,500 (+11.48%) Land $47,000 Building $202,500 | |
| 2024 | $3,524.00 (+31.69%) | $223,800 (-) Land $38,500 Building $185,300 | $223,800 (-) Land $38,500 Building $185,300 |
| 2023 | $2,676.00 | $223,800 Land $38,500 Building $185,300 | $223,800 Land $38,500 Building $185,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Northfield serves 20,790 people · EPA ID MN1660010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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