2425 Cottage Dr, Auburn, CA 95603 Property Records

Placer County property record for 2425 Cottage Dr, Auburn, CA 95603

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 812 sqft · built 1954
Lot Size0.361 acres (15,712 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (May 2023)
Tax Bill$5,047 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN052-060-003-000

Property Details

APN / Parcel Number

Primary APN052-060-003-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area812 sqft Living Area

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleBungalow
Construction TypeFrame
Lot Area15,712 sqft (0.361 acres)
Garage Area348 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2425 COTTAGE DR
CityAUBURN
StateCA
Zip95603-2726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 7 HOMEDALE TR
Legal SubdivisionHOMEDALE TR
Legal Lot Number7
JurisdictionPLACER CA
Township / Civil DivisionAUBURN
Census Block Group4
Census Block4020
Census Tract21501

Owner

Source: Placer County records · APN 052-060-003-000

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2425 COTTAGE DR, AUBURN, CA 95603-2726
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 03, 2023Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 31, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
NORTHERN SIERRA FINANCIAL SERVICES
Nov 30, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
NORTHERN SIERRA FINANCIAL SERVICES

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 03, 2023 · Amount on Record
Deed SaleMay 03, 2023 · Amount on Record
Prior SaleJan 09, 2007 · Amount on Record
Deed Document Number202322822
Prior Transfer DateJul 29, 2020
Prior Transfer Doc0000079720
Record UpdatedSep 20, 2026

May 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPLACER CA
Recording DateMay 03, 2023
Property Address2425 COTTAGE DR, AUBURN, CA 95603-2726
Document Number0000022822
Map ReferenceMB D PG 90
Instrument DateApr 28, 2023
Instrument2023-0022822
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2425 COTTAGE DR, AUBURN, CA 95603-2726

Mortgage

Document Number0000022823
DateMay 03, 2023
Instrument2023-0022823
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPLACER CA
Recording DateJul 31, 2020
Property Address2425 COTTAGE DR, AUBURN, CA 95603-2726
Document Number0000079720
Map ReferenceMB D PG 90
Instrument DateJul 29, 2020
Instrument2020-0079720
Transaction TypeTransfer
Record UpdatedSep 07, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4430 GAMBAH DR, AUBURN, CA 95602-9224

Mortgage

Document Number0000079721
DateJul 31, 2020
Instrument2020-0079721
Lender
NameNORTHERN SIERRA FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

November 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPLACER CA
Recording DateNov 30, 2018
Property Address2425 COTTAGE DR, AUBURN, CA 95603-2726
Document Number0000086807
Map ReferenceMB D PG90
Instrument DateNov 27, 2018
Instrument2018-0086807
Transaction TypeTransfer
Record UpdatedSep 07, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4430 GAMBAH DR, AUBURN, CA 95602-9224

Mortgage

Document Number0000086808
DateNov 30, 2018
Instrument2018-0086808
Lender
NameNORTHERN SIERRA FINANCIAL SERVICES
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: Placer County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
Elementary School DistrictAuburn Union Elementary School District (KG - 08)
Secondary School DistrictPlacer Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$341,708 (-2.25%) Land $146,400 Building $195,308
2025$5,047.00 (-2.72%)$349,574 (-4.75%) Land $149,800 Building $199,774
2023$5,188.00 (+21.21%)$366,997 Land $231,789 Building $135,208
2022$4,280.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Radiate Holdings
Cable · Fiber in parts of the area
1,500 / 50
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, T-Mobile USA, Verizon.

Based on FCC filings for 123 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNEVADA ID - NORTH AUBURN
serves 6,870 people
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Cottage Dr

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