1. Home
  2. Maryland
  3. Harford County
  4. Bel Air
  5. Cool Spring Rd

2425 Cool Spring Rd, Bel Air, MD 21015 Property Records

Harford County property record for 2425 Cool Spring Rd, Bel Air, MD 21015 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 1987
Square Footage2,050 sqft Total Area
Lot Size37,461 sqft (0.86 acres)
GarageAttached, 480 sqft
OccupancyOwner Occupied
Last Sale$549,000 (2026)
Tax Bill$4,039.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-150518
Alternative APNs
  • 3150518
  • 150518

Interior

Full Baths3 Baths
Partial Baths2 Partial Baths
Building Area2,050 sqft Total Area
Basement Area600 sqft Basement
Finished Basement600 sqft Finished
Stories2 Stories

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area37,461 sqft (0.86 acres)
Depth X Width200 ft x 142 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area480 sqft Garage
Porch Area120 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number150518
Street Address2425 COOL SPRING RD
CityBEL AIR
StateMD
Zip21015-1318
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 145 155/142X200 2425 COOL SPRING ROAD COOL SPRING RE PT 32/68
Legal SubdivisionCOOL SPRING
Legal Lot Number145
JurisdictionHARFORD MD
Minor Civil Division3, BEL AIR
Census Blockgroup1
Census Block1002
Census Tract303102

Owner

Source: Harford County records · APN 03-150518

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2425 COOL SPRING RD, BEL AIR, MD 21015-1318
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 06, 2026Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Jun 29, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 06, 2026 · Amount on Record
Deed SaleMay 06, 2026 · Amount on Record
Prior SaleJun 05, 2017 · Amount on Record
Deed Doc Number2026
Deed Book / Page17113 / 146
Record RefreshedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateMay 06, 2026
Property Address2425 COOL SPRING RD, BEL AIR, MD 21015-1318
Document Number0171130146
Book / Page17113 / 146
Instrument DateApr 24, 2026
Transaction TypeTransfer
Record UpdatedMay 20, 2026
Title CompanyGUARANTEED TRUST TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$554,490.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2425 COOL SPRING RD, BEL AIR, MD 21015-1318

Mortgage

Document Number1711000153,
DateMay 06, 2026
Book Page17113/153
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.38%
Max Rate-1%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address2425 COOL SPRING RD, BEL AIR, MD 21015-1318
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0139470222
DateJun 29, 2020
Book Page13947/222
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term325 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$389,867 (+2.14%)$406,200 (+6.42%) Land $114,000 Building $292,200
2025$4,039.00 (+9.84%)$381,700 (+9.53%) Land $114,000 Building $267,700$381,700 (-) Land $114,000 Building $267,700
2023$348,500$381,700 Land $114,000 Building $267,700
2022$3,677.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Lower Deer Creek Valley Historic District
listed 1993 · 275 contributing resources · NRIS 93001143

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on Cool Spring Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures