2425 Chesstal St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2425 Chesstal St, Saint Charles, MO 63301

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,392 sqft · built 1960
Lot Size0.173 acres (7,524 sqft)
Owner2 Individual Names on Record
Tax Bill$2,624 (2025)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN041690A000

Property Details

APN / Parcel Number

Primary APN041690A000
Alternative APN
  • 6-010D-4483-03-0009.0000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories1 Story
Building Area1,392 sqft Living Area
Gross Area2,784 sqft
1st Floor Area1,392 sqft
Basement Area1,392 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleDuplex Single
Exterior MaterialBrick/Stone
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,524 sqft (0.173 acres)
Lot Dimensions114 ft deep x 66 ft wide
PorchPorch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number041690A000
Street Address2425 CHESSTAL ST
CitySAINT CHARLES
StateMO
Zip63301-2521
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeAF2
Legal DescriptionCHARWOOD #1 RESUB BLK 3 LOT 9
Legal SubdivisionCHARWOOD #1 RESUB
Legal Block3
Legal Lot Number9
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group1
Census Block1002
Census Tract310700

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6 BEAUFORT CT, SAINT CHARLES, MO 63301-4501
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2425 CHESSTAL ST, SAINT CHARLES, MO 63301-2521
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071111978
DateJul 25, 2019
Book Page7111/1978
Instrument20190725000384010
Lender
NameUS BANK NA
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$41,764 (-)$219,807 (-) Land $45,000 Building $174,807
2025$2,624.00$41,764 (+12.99%)$219,807 (+12.99%) Land $45,000 Building $174,807
2023$36,961
2022$194,529 Land $45,000 Building $149,529

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: i3 Broadband, Verizon, Wisper ISP.

Nearby Properties on Chesstal St

Nearby Streets

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