Polk County property record for 2425 Chesnee Rd, Columbus, NC 28722 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1917 |
| Square Footage | 1,686 sqft Finished Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $227,000 (2018) |
| Tax Bill | $1,522.00 (2025) |
| Primary APN | P125-65 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,686 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Exterior Material | Wood Siding Exterior |
| Foundation Type | Retaining Wall Foundation |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 55928 |
|---|---|
| Street Address | 2425 CHESNEE RD |
| City | COLUMBUS |
| State | NC |
| Zip | 28722-8609 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT #4, 600 600 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Legal Lot Number | 4 |
| Jurisdiction | POLK NC |
| Minor Civil Division | GREEN CREEK |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 920101 |
Source: Polk County records · APN P125-65
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2425 CHESNEE RD, COLUMBUS, NC 28722-8609 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 21, 2005 | Deed of Trust, Mortgage · Line of Credit WACHOVIA BANK NA |
| May 02, 2011 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN 1ST BANK & TRUST CO |
| Feb 06, 2008 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK |
| Feb 27, 2026 | Intrafamily Transfer, Transfer · Line of Credit TROVY LENDING CO |
| Mar 11, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Apr 06, 2018 | Deed of Trust, Mortgage FIFTH THIRD MORTGAGE CO |
| Apr 06, 2018 | Warranty Deed, Transfer FIFTH THIRD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 06, 2018 · Amount on Record |
| Deed Sale | Apr 06, 2018 · Amount on Record |
| Prior Sale | Apr 06, 2018 · Amount on Record |
| Deed Doc Number | 00432/1780 |
| Deed Book / Page | 432 / 1780 |
| Last Transfer Date | Mar 11, 2022 |
| Transfer Doc | 000468/616 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 2425 CHESNEE RD, COLUMBUS, NC 28722-8609 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00335/1037 |
|---|---|
| Date | Dec 21, 2005 |
| Book Page | 335/1037 |
| Name | WACHOVIA BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28288 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Nov 17, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 2425 CHESNEE RD, COLUMBUS, NC 28722-8609 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00386/1920 |
|---|---|
| Date | May 02, 2011 |
| Book Page | 386/1920 |
| Name | MOUNTAIN 1ST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HENDERSONVILLE, NC 28792 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 2425 CHESNEE RD, COLUMBUS, NC 28722-8609 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00362/0802 |
|---|---|
| Date | Feb 06, 2008 |
| Book Page | 362/0802 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Feb 27, 2026 |
| Property Address | 2425 CHESNEE RD, COLUMBUS, NC 28722-8609 |
| Document Number | 00497/2079 |
| Book / Page | 497 / 2079 |
| Map Reference | MB 468 PG 616 |
| Instrument Date | Feb 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 69 SHUFORD RD, COLUMBUS, NC 28722-7406 |
| Name | Verified Name |
|---|---|
| Address | 2425 CHESNEE RD, COLUMBUS, NC 28722-8609 |
| Document Number | 0004972487 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 497/2487 |
| Name | TROVY LENDING CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 28, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Mar 11, 2022 |
| Property Address | 2425 CHESNEE RD, COLUMBUS, NC 28722-8609 |
| Document Number | 000468/616 |
| Book / Page | 468 / 616 |
| Map Reference | SL A-77 PG 43 |
| Instrument Date | Mar 07, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2425 CHESNEE RD, COLUMBUS, NC 28722-8609 |
| Document Number | 0000468619 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 468/619 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 2425 CHESNEE RD, COLUMBUS, NC 28722-8609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000432/0000001783 |
|---|---|
| Date | Apr 06, 2018 |
| Book Page | 0000000432/0000001783 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 357 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Apr 06, 2018 |
| Property Address | 2425 CHESNEE RD, COLUMBUS, NC 28722-8609 |
| Document Number | 00432/1780 |
| Book / Page | 432 / 1780 |
| Instrument Date | Apr 06, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2425 CHESNEE RD, COLUMBUS, NC 28722-8609 |
| Document Number | 0000000432/0000001783 |
|---|---|
| Date | Apr 06, 2018 |
| Book Page | 0000000432/0000001783 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 357 Months |
| Due | Jan 01, 2048 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,522.00 (+9.81%) | $286,435 (+31.81%) Land $35,000 Building $251,435 | $286,435 (+31.81%) Land $35,000 Building $251,435 |
| 2023 | $1,386.00 | $217,306 Land $30,000 Building $187,306 | |
| 2021 | $217,306 Land $30,000 Building $187,306 |
2425 Chesnee Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Polk County (37149C), updated July 8, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 45th percentile of exposed land nationally · 66th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,163 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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