2425 Cherokee Dr, Montgomery, AL 36111 Property Records

Montgomery County property record for 2425 Cherokee Dr, Montgomery, AL 36111

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,946 sqft · built 1955
Lot Size	0.534 acres (23,280 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Jul 2024)
Tax Bill	$1,095 (2023)
Deeds & Mortgages	Mar 2020 Line of Credit Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-08-28-2-015-013.000`

Property Details

APN / Parcel Number

Primary APN	`10-08-28-2-015-013.000`
Alternative APNs	`0310082802015013000` `254596`

Interior

Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,946 sqft Living Area
Gross Area	1,224 sqft
1st Floor Area	1,224 sqft
2nd Floor Area	258 sqft
Upper Floors Area	1,032 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1971
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	23,280 sqft (0.534 acres)
Lot Dimensions	232 ft deep x 100 ft wide
Garage Area	472 sqft
Porch	Open Porch
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	254596
Old Parcel Number	0310082802015013000
Street Address	2425 CHEROKEE DR
City	MONTGOMERY
State	AL
Zip	36111-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-125
Legal Description	1008282015013000
Legal Subdivision	WILDWOOD
Legal Block	J
Legal Lot Number	7
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3015
Census Tract	2000

Owner

2425 Cherokee Dr is owned and occupied by an individual who bought it in July 2024.

Source: Montgomery County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2425 CHEROKEE DR, MONTGOMERY, AL 36111-1609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2020	Deed of Trust, Mortgage · Line of Credit MAX CU
Oct 9, 2019	Warranty Deed, Transfer · Conventional with PMI VALLEY WHISPERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2024 · Amount on File
Deed Sale	Jul 24, 2024 · Amount on File
Prior Sale	Oct 9, 2019 · Amount on File
Deed Document Number	0006163297
Deed Book / Page	6163 / 297
Record Updated	Jun 7, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	2425 CHEROKEE DR, MONTGOMERY, AL 36111-1609
Document Number	0053580891
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2425 CHEROKEE DR MONTGOMERY AL 361111609, MONTGOMERY, AL 36111-1609

Mortgage

Document Number	0053580891
Date	Mar 20, 2020
Book Page	005358/000891

Lender

Name	MAX CU
Address	MONTGOMERY, AL 36124-4040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 19, 2035

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Oct 9, 2019
Property Address	2425 CHEROKEE DR, MONTGOMERY, AL 36111-1609
Document Number	0052950656
Book / Page	005295 / 000656
Instrument Date	Oct 1, 2019
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2425 CHEROKEE DR MONTGOMERY AL 361111609, MONTGOMERY, AL 36111-1609

Mortgage

Document Number	52950659
Date	Oct 9, 2019
Book Page	005295/000659

Lender

Name	VALLEY WHISPERS INC
Address	PO BOX 78, MONTGOMERY, AL 36101-0078

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption	$24,940 Land $7,500 Building $17,440	$249,400 Land $75,000 Building $174,400
2023	$1,095.00 Homeowner's exemption	$23,210 Land $7,500 Building $15,710	$232,100 Land $75,000 Building $157,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2425 Cherokee Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	8 (1995–2022)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2425 Cherokee Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, C Spire Wireless.

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