2425 Cedar Key Dr, Lake Orion, MI 48360 Property Records

Oakland County property record for 2425 Cedar Key Dr, Lake Orion, MI 48360

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,923 sqft · built 1984
Lot Size	0.336 acres (14,636 sqft)
Owner	Individual Name on File
Last Sale	$402,500 (Sep 1995)
Tax Bill	$5,175 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`O-09-21-127-006`

Property Details

APN / Parcel Number

Primary APN	`O-09-21-127-006`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,923 sqft Living Area
1st Floor Area	1,923 sqft
Basement Area	1,923 sqft
Unfinished Basement	1,923 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	14,636 sqft (0.336 acres)
Lot Dimensions	184 ft deep x 66 ft wide
View / Lot	Waterfront / Beach
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	175 sqft
Deck Area	290 sqft
Patio Area	290 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2425 CEDAR KEY DR
City	LAKE ORION
State	MI
Zip	48360-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	T4N, R10E, SEC 21 KEATINGTON LAKE VIEW SUB LOT 78
Legal Range	10E
Legal Township	04N
Legal Section	21
Legal Subdivision	KEATINGTON LAKE VIEW
Legal Lot Number	78
Jurisdiction	OAKLAND MI
Township / Civil Division	ORION
Census Block Group	1
Census Block	1008
Census Tract	128200

Owner

2425 Cedar Key Dr is owned and occupied by an individual who bought it in September 1995.

Source: Oakland County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2425 CEDAR KEY DR, LAKE ORION, MI 48360-1823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 1995 · Amount on File
Deed Sale	Sep 19, 1995 · Amount on File
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	May 21, 2026
Property Address	2425 CEDAR KEY DR, LAKE ORION, MI 48360-1823
Document Number	0000069127
Book / Page	61218 / 44
Instrument Date	May 15, 2026
Instrument	202669127
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 CEDAR KEY DR, LAKE ORION, MI 48360-1823

Mortgage

Document Number	0000069127,
Date	May 21, 2026
Book Page	61218/44
Instrument	202669127

Lender

Name	COMERICA BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 19, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2425 Cedar Key Dr was $5,175 with a homeowner's exemption, down 31.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Orion Charter Township
Unified School District	Lake Orion Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,175.00 (-31.12%) Homeowner's exemption	$363,670	$727,340
2024	$7,513.00
2023		$292,220	$584,440
2021	$6,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2425 Cedar Key Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2425 Cedar Key Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORION TOWNSHIP serves 33,000 people · EPA ID MI0005035
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20