2425 Cape Leonard Dr, Saint Leonard, MD 20685 Property Records

Calvert County property record for 2425 Cape Leonard Dr, Saint Leonard, MD 20685

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,290 sqft · built 1978
Lot Size	1.03 acres (45,155 sqft)
Owner	Individual Name on File
Last Sale	$323,000 (Jun 2018)
Tax Bill	$4,017 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-031546`

Property Details

APN / Parcel Number

Primary APN	`01-031546`
Alternative APNs	`1031546` `031546`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,290 sqft Total Area
Basement Area	618 sqft
Finished Basement	618 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	45,155 sqft (1.03 acres)
Garage Type	Basement
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	031546
Street Address	2425 CAPE LEONARD DR
City	SAINT LEONARD
State	MD
Zip	20685-2437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LTS E1/2 OF 4 & W31' OF 5 SEC E CAPE LEONARD
Legal Subdivision	CAPE LEONARD
Legal Lot Number	E1/2
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2013
Census Tract	860801

Owner

2425 Cape Leonard Dr is owned and occupied by an individual who bought it in June 2018.

Source: Calvert County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	2425 CAPE LEONARD DR, SAINT LEONARD, MD 20685-2437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Dec 28, 2022	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
Jun 4, 2018	Grant Deed, Transfer · FHA Mortgage PRIME LNDG
Jun 2, 2017	Grant Deed, Transfer TIMIOS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2018 · Amount on File
Deed Sale	Jun 4, 2018 · Amount on File
Prior Sale	Jun 2, 2017 · Amount on File
Deed Book / Page	5198 / 258
Transfer Doc	0021820601
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	2425 CAPE LEONARD DR, SAINT LEONARD, MD 20685-2437
Transaction Type	Mortgage
Record Updated	May 9, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 CAPE LEONARD DR, SAINT LEONARD, MD 20685-2437

Mortgage

Document Number	0065400087
Date	Apr 26, 2024
Book Page	6540/87

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	290 Months
Due	Jun 1, 2048

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	2425 CAPE LEONARD DR, SAINT LEONARD, MD 20685-2437
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 CAPE LEONARD DR, SAINT LEONARD, MD 20685-2437

Mortgage

Document Number	0063850325
Date	Dec 28, 2022
Book Page	6385/325

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	306 Months
Due	Jun 1, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 4, 2018
Property Address	2425 CAPE LEONARD DR, SAINT LEONARD, MD 20685-2437
Document Number	0051980258
Book / Page	005198 / 000258
Instrument Date	May 18, 2018
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	NTC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$323.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2425 CAPE LEONARD DR ST LEONARD MD 206852437, ST LEONARD, MD 20685-2437

Mortgage

Document Number	51980264
Date	Jun 4, 2018
Book Page	005198/000264

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2048

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 2, 2017
Property Address	2425 CAPE LEONARD DR, SAINT LEONARD, MD 20685-2437
Document Number	0050030280
Book / Page	005003 / 000280
Instrument Date	Apr 24, 2017
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	TIMIOS INC

Transaction

Amount	Amount on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44459 CLARKES LANDING RD HOLLYWOOD MD 206363029, HOLLYWOOD, MD 20636-3029

Tax Assessment & Valuation

The 2025 property tax bill for 2425 Cape Leonard Dr was $4,017 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,017.00 Homeowner's exemption	$351,700	$380,900 Land $118,700 Building $262,200
2023	$3,047.00 Homeowner's exemption	$293,300 Land $118,700 Building $174,600	$293,300 Land $118,700 Building $174,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2425 Cape Leonard Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2425 Cape Leonard Dr is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 88% of Maryland
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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