2425 Birch Ct, Miami, OK 74354 Property Records

Ottawa County property record for 2425 Birch Ct, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,072 sqft · built 2001
Lot Size	0.335 acres (14,630 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Nov 2025)
Tax Bill	$2,038 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17487`

Property Details

APN / Parcel Number

Primary APN	`17487`
Alternative APN	`4690-00-000-041-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,072 sqft Living Area
1st Floor Area	2,072 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Contemporary
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,630 sqft (0.335 acres)
Lot Dimensions	133 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Patio Area	168 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17487
Street Address	2425 BIRCH CT
City	MIAMI
State	OK
Zip	74354-1487
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 OAKWOOD ESTATES I
Legal Range	23E
Legal Township	28N
Legal Section	17
Legal Subdivision	OAKWOOD EST. I
Legal Lot Number	41
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	4
Census Block	4023
Census Tract	574600

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2425 BIRCH CT, MIAMI, OK 74354-1487
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Oct 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Nov 5, 2025	Warranty Deed, Transfer · Conventional Mortgage WELCH STATE BANK OF WELCH OK
Apr 18, 2018	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2025 · Amount on Record
Deed Sale	Nov 5, 2025 · Amount on Record
Prior Sale	Apr 18, 2018 · Amount on Record
Deed Document Number	20255366
Deed Book / Page	1246 / 369
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	2425 BIRCH CT, MIAMI, OK 74354-1487
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 BIRCH CT, MIAMI, OK 74354-1487

Mortgage

Document Number	001186/214
Date	Jun 28, 2023
Book Page	1186/214
Instrument	I-2023-002909

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.7%
Index	Other
Margin	3
Max Rate	11.7%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	2425 BIRCH CT, MIAMI, OK 74354-1487
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001109/283
Date	Apr 27, 2020
Book Page	1109/283
Instrument	2020-001720

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	2425 BIRCH CT, MIAMI, OK 74354-1487
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 BIRCH CT, MIAMI, OK 74354-1487

Mortgage

Document Number	001217/537
Date	Oct 4, 2024
Book Page	1217/537
Instrument	I-2024-004457

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Nov 5, 2025
Property Address	2425 BIRCH CT, MIAMI, OK 74354-1487
Document Number	001246/369
Book / Page	1246 / 369
Instrument Date	Nov 5, 2025
Instrument	I-2025-005366
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ASBTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 BIRCH CT, MIAMI, OK 74354-1487

Mortgage

Document Number	I2025005367
Date	Nov 5, 2025
Instrument	I-2025-005367

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Apr 18, 2018
Property Address	2425 BIRCH CT, MIAMI, OK 74354-1487
Document Number	001068/357
Book / Page	1068 / 357
Instrument Date	Apr 18, 2018
Instrument	2018-001538
Transaction Type	Transfer
Record Updated	Nov 20, 2025
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA COUNTY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 BIRCH CT, MIAMI, OK 74354-1487
Investor	Possibly a Property Investor

Mortgage

Document Number	2018001539
Date	Apr 18, 2018
Instrument	2018-001539

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,070 (+32.11%) Land $2,223 Building $26,847	$255,000 (+16.61%) Land $19,500 Building $235,500
2025	$2,038.00 (+0.89%) Homeowner's exemption	$22,004 (+3%) Land $2,189 Building $19,815	$218,672 (+6.37%) Land $19,500 Building $199,172
2024	$2,020.00 (+13.93%) Homeowner's exemption	$21,363 (+3%) Land $2,125 Building $19,238	$205,584 (-) Land $19,500 Building $186,084
2023	$1,773.00 (+1.55%) Homeowner's exemption	$20,741 (+3%) Land $2,096 Building $18,645	$205,584 (-) Land $19,500 Building $186,084
2022	$1,746.00 Homeowner's exemption	$20,137 Land $2,068 Building $18,069	$205,584 Land $19,500 Building $186,084

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2014–2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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