Chesapeake City property record for 2425 Annie Cir, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,701 sqft · built 1999 |
| Lot Size | 0.909 acres (39,596 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $495,000 (Sep 2025) |
| Tax Bill | $5,097 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2013 Line of Credit + 4 more |
| APN | 0454001000400 |
| Primary APN | 0454001000400 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,701 sqft Living Area |
| 1st Floor Area | 1,066 sqft |
| Upper Floors Area | 1,115 sqft |
| Attic | Attic |
| Attic Area | 400 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,596 sqft (0.909 acres) |
| Lot Dimensions | 371 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 266 sqft |
| Patio Area | 180 sqft |
| Balcony Area | 47 sqft |
| Shed | 1 Shed |
| Shed Area | 154 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2425 ANNIE CIR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-3955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 40 BRYANT FARMS SEC 2 |
| Legal Subdivision | BRYANT FARMS / GLEN EAGLE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21305 |
Source: Chesapeake City records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2425 ANNIE CIR, CHESAPEAKE, VA 23323-3955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 7, 2013 | Deed of Trust, Mortgage · Line of Credit CHARTWAY FEDERAL CREDIT U |
| Aug 30, 2012 | Deed of Trust, Mortgage · Conventional Mortgage ADVANCE MORTGAGE COMPANY |
| Sep 10, 2025 | Bargain and Sale Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Oct 17, 2014 | Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jul 20, 2010 | Trustee's Deed, Foreclosure · Conventional Mortgage ADVANCE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on Record |
| Deed Sale | Sep 10, 2025 · Amount on Record |
| Prior Sale | Oct 17, 2014 · Amount on Record |
| Deed Document Number | 202520773 |
| Deed Book / Page | 10892 / 1815 |
| Prior Transfer Date | Jul 14, 2010 |
| Prior Transfer Doc | 0008164/26 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 8, 2026 |
| Property Address | 2425 ANNIE CIR, CHESAPEAKE, VA 23323-3955 |
| Document Number | 0000014578 |
| Book / Page | 10987 / 1529 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202614578 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 2425 ANNIE CIR, CHESAPEAKE, VA 23323-3955 |
| Document Number | 0000014578, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 10987/1529 |
| Instrument | 202614578 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2425 ANNIE CIR, CHESAPEAKE, VA 23323-3955 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0009260/80 |
|---|---|
| Date | Nov 7, 2013 |
| Book Page | 9260/80 |
| Name | CHARTWAY FEDERAL CREDIT U |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Oct 7, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2425 ANNIE CIR, CHESAPEAKE, VA 23323-3955 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008801/562 |
|---|---|
| Date | Aug 30, 2012 |
| Book Page | 8801/562 |
| Name | ADVANCE MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.63% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 10, 2025 |
| Property Address | 2425 ANNIE CIR, CHESAPEAKE, VA 23323-3955 |
| Document Number | 10892/1815 |
| Book / Page | 10892 / 1815 |
| Map Reference | MB 131 PG 54 |
| Instrument Date | Aug 26, 2025 |
| Instrument | 250020773 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $505.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2425 ANNIE CIR, CHESAPEAKE, VA 23323-3955 |
| Document Number | 0250020774 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 250020774 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 17, 2014 |
| Property Address | 2425 ANNIE CIR, CHESAPEAKE, VA 23323-3955 |
| Document Number | 09440/1581 |
| Book / Page | 9440 / 1581 |
| Instrument Date | Oct 16, 2014 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 09440/1589 |
|---|---|
| Date | Oct 17, 2014 |
| Book Page | 9440/1589 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 20, 2010 |
| Property Address | 2425 ANNIE CIR, CHESAPEAKE, VA 23323-3955 |
| Document Number | 0008164/26 |
| Book / Page | 8164 / 26 |
| Instrument Date | Jul 14, 2010 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000816431 |
|---|---|
| Date | Jul 20, 2010 |
| Instrument | 8164/31 |
| Name | ADVANCE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $522,400 (+3.51%) Land $200,000 Building $322,400 | $522,400 (+3.51%) Land $200,000 Building $322,400 | |
| 2025 | $5,097.00 (+42.41%) | $504,700 (+8.19%) Land $185,000 Building $319,700 | $504,700 (+8.19%) Land $185,000 Building $319,700 |
| 2023 | $466,500 (+10.78%) Land $150,000 Building $316,500 | $466,500 (+10.78%) Land $150,000 Building $316,500 | |
| 2022 | $421,100 Land $140,000 Building $281,100 | $421,100 Land $140,000 Building $281,100 | |
| 2019 | $3,579.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 108 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 3 (2009–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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