Bay County property record for 2425 Amherst St, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,043 sqft · built 1981 |
| Lot Size | 0.344 acres (14,984 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $153,000 (Mar 2015) |
| Tax Bill | $1,419 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Dec 2019 Loan Modification |
| Flood Zone | Zone X (moderate risk) |
| APN | 08799-000-000 |
| Primary APN | 08799-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,043 sqft Living Area |
| 1st Floor Area | 2,043 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,984 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Driveway |
| Driveway Area | 720 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 261 sqft |
| Patio Area | 100 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2425 AMHERST ST |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-3209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COLLEGE POINT 2ND ADD (15.1) LOT 15 & SELY 50 LOTS 12,13 & 14 BLK 43 ORB 3686 P 909 MAP 115C |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 02 |
| Legal Subdivision | COLLEGE POINT 2ND ADD |
| Legal Block | 43 |
| Legal Lot Number | 12,15 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1402 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2425 AMHERST ST, LYNN HAVEN, FL 32444-3209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · Line of Credit PEOPLESSOUTH BANK |
| Dec 6, 2019 | Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2015 · Amount on Record |
| Deed Sale | Mar 27, 2015 · Amount on Record |
| Prior Sale | Oct 31, 2001 · Amount on Record |
| Deed Document Number | 201516899 |
| Deed Book / Page | 3686 / 909 |
| Prior Transfer Date | May 16, 2011 |
| Prior Transfer Doc | 0033231512 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2425 AMHERST ST, LYNN HAVEN, FL 32444-3209 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2425 AMHERST ST, LYNN HAVEN, FL 32444-3209 |
| Document Number | 0044792278 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 4479/2278 |
| Instrument | 2021083097 |
| Name | PEOPLESSOUTH BANK |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2425 AMHERST ST, LYNN HAVEN, FL 32444-3209 |
| Document Number | 0042032329 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2425 AMHERST ST LYNN HAVEN FL 324443209, LYNN HAVEN, FL 32444-3209 |
| Document Number | 0042032329 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 004203/002329 |
| Instrument | 107830 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,419.00 (+0.78%) Homeowner's exemption | $154,384 (+12.79%) | $187,756 (+17.74%) Land $60,000 Building $127,756 |
| 2024 | $1,408.00 (+11.3%) | ||
| 2023 | $1,265.00 (+11.55%) Homeowner's exemption | $136,879 (+3%) | $159,461 (+7.41%) Land $46,800 Building $112,661 |
| 2022 | $1,134.00 Homeowner's exemption | $132,892 | $148,457 Land $46,000 Building $102,457 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 242 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 242 in force |
| Nearby Flood Claims | 107 (1985–2023) |
| Claims Outside the SFHA | 53 of 107 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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