2425 86th Dr, Vero Beach, FL 32966 Property Records

Indian River County property record for 2425 86th Dr, Vero Beach, FL 32966 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft · built 2023
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jul 2026)
Tax Bill	$2,426 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`33-38-02-00003-0050-00017.0`

Property Details

APN / Parcel Number

Primary APN	`33-38-02-00003-0050-00017.0`
Alternative APNs	`33-38-02-00003-0050-00018.0` `138641` `61693`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,292 sqft Living Area
Gross Area	1,532 sqft
1st Floor Area	1,292 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	240 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2425 86TH DR
City	VERO BEACH
State	FL
Zip	32966-5158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARADISE PARK UNIT NO. 2 PBI 3-77 BLK E LOT 18
Legal Range	38E
Legal Township	33S
Legal Section	02
Legal Subdivision	PARADISE PARK UNIT NO 2
Legal Block	E
Legal Lot Number	18
Legal Unit	NO
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	1
Census Block	1057
Census Tract	50907

Owner

Source: Indian River County records · APN 33-38-02-00003-0050-00017.0

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2425 86TH DR, VERO BEACH, FL 32966-5158
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2026	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2026 · Amount on Record
Deed Sale	Jul 02, 2026 · Amount on Record
Prior Sale	Aug 07, 2023 · Amount on Record
Deed Document Number	202631982
Deed Book / Page	3872 / 1011
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 02, 2026
Property Address	2425 86TH DR, VERO BEACH, FL 32966-5158
Document Number	0000031982
Book / Page	3872 / 1011
Instrument Date	Jun 26, 2026
Instrument	202631982
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	OCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$215,635.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2425 86TH DR, VERO BEACH, FL 32966-5158

Mortgage

Document Number	0000031983,
Date	Jul 02, 2026
Instrument	202631983

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.51%
Max Rate	-1%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 28, 2020
Property Address	2435 86TH DR, VERO BEACH, FL 32966-5158
Document Number	0033221956
Book / Page	003322 / 001956
Instrument Date	Jul 24, 2020
Instrument	43034
Transaction Type	Transfer
Record Updated	Aug 07, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1586 BURKEY CT REYNOLDSBURG OH 430682660, REYNOLDSBURG, OH 43068-2660

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,426.00 (+396.11%) Homeowner's exemption	$183,902 (+338.25%)	$268,304 (+539.38%) Land $23,205 Building $245,099
2023	$489.00 (+32.16%)	$41,963 (+68.48%) Land $41,963	$41,963 (+68.48%) Land $41,963
2022	$370.00	$24,907 Land $24,907	$24,907 Land $24,907

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610509071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 72 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 27% of Florida
Wildfire Likelihood	About 1 in 602 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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