Albany County and Watervliet City property record for 2425 4th Ave, Watervliet, NY 12189
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,287 sqft · built 1910 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $403,750 (Oct 2021) |
| Tax Bill | $3,086 (2026) |
| Deeds & Mortgages | Nov 2021 Line of Credit Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 011800 32.42-2-26 |
| Primary APN | 011800 32.42-2-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,287 sqft Living Area |
| 1st Floor Area | 1,287 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 120 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 03204200020260000000 |
|---|---|
| Street Address | 2425 4TH AVE |
| City | WATERVLIET |
| State | NY |
| Zip | 12189-2120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 2 |
| Legal Lot Number | 26.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WATERVLIET |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 13200 |
2425 4th Ave is owned and occupied by an individual who bought it in October 2021.
Source: Albany County and Watervliet City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2425 4TH AVE, WATERVLIET, NY 12189-2120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Oct 5, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2021 · Amount on File |
| Deed Sale | Oct 5, 2021 · Amount on File |
| Deed Document Number | 202130202 |
| Prior Transfer Date | Sep 28, 2021 |
| Prior Transfer Doc | 0000000202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2425 4TH AVE, WATERVLIET, NY 12189-2120 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2425 4TH AVE, WATERVLIET, NY 12189-2120 |
| Document Number | 0000004536 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | R2021-34536 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 4, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Oct 5, 2021 |
| Property Address | 2425 4TH AVE, WATERVLIET, NY 12189-2120 |
| Document Number | 0000000202 |
| Instrument Date | Sep 20, 2021 |
| Instrument | R2021-30202 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2425 4TH AVE, WATERVLIET, NY 12189-2120 |
Source: Albany County and Watervliet City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Watervliet City |
| Unified School District | Watervliet City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,086.00 (+3.66%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $2,977.00 Homeowner's exemption Senior Citizen's exemption | $105,100 (-) Land $21,500 Building $83,600 | $178,681 (+18.16%) Land $36,552 Building $142,129 |
| 2023 | $105,100 Land $21,500 Building $83,600 | $151,223 Land $30,935 Building $120,288 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2425 4th Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 2 (2011–2023) |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2425 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVLIET CITY serves 9,889 people · EPA ID NY0110127 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jan 2023 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: Verizon.
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