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2425 3rd Ave, Watervliet, NY 12189 Property Records

Albany County and Watervliet City property record for 2425 3rd Ave, Watervliet, NY 12189

Property Summary

Property TypeMulti-Family Dwellings
Details6 bd · 2 ba · 2,886 sqft · built 1900
Lot Size0.096 acres (4,200 sqft)
Owner2 Individual Names on File
Last Sale$187,000 (Dec 2022)
Deeds & MortgagesDec 2022 Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN011800 32.51-1-47

Property Details

APN / Parcel Number

Primary APN011800 32.51-1-47
Alternative APNs
  • 180003205100010470000000
  • 03205100010470000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,886 sqft Total Area
1st Floor Area1,451 sqft
2nd Floor Area1,435 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialBrick
Lot Area4,200 sqft (0.096 acres)
Lot Dimensions120 ft deep x 35 ft wide

Exterior Amenities

PorchCovered Porch
Porch Area238 sqft
Patio Area300 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number03205100010470000000
Old Parcel Number180003205100010470000000
Street Address2425 3RD AVE
CityWATERVLIET
StateNY
Zip12189-2170
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR2
Legal DescriptionLOT:47.000 BLK:1 SEC:32.51 DIST:011800 CITY/MUNI/TWP:WATERVLIET
Legal SubdivisionCITY/WATERVLIET
Legal Block1
Legal Lot Number47.000
JurisdictionALBANY NY
Township / Civil DivisionWATERVLIET
Census Block Group3
Census Block3010
Census Tract13200

Owner

Source: Albany County and Watervliet City assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2433 22ND ST APT 5, 5, TROY, NY 12180-1906
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2022Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Dec 21, 2020Warranty Deed, Transfer
COUNTRYWIDE CAP HLDGS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 1, 2022 · Amount on Record
Deed SaleDec 1, 2022 · Amount on Record
Prior SaleJan 11, 2006 · Amount on Record
Deed Document Number0202227887
Deed Book / Page3114 / 1054
Prior Transfer DateOct 10, 2014
Prior Transfer Doc11707748
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address2425 3RD AVE, WATERVLIET, NY 12189-2170
Transaction TypeMortgage
Record UpdatedJan 16, 2023
Title CompanyLEGACY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 NYROY DR 3, 3, TROY, NY 12180-1920

Mortgage

Document Number0000007888
DateDec 1, 2022
InstrumentR2022-27888
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateDec 21, 2020
Property Address2425 3RD AVE, WATERVLIET, NY 12189-2170
Document Number0000030923
Instrument DateDec 7, 2020
Instrument30923
Transaction TypeTransfer
Record UpdatedJan 27, 2021
Title CompanyCHICAGO TITLE ALBANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$620.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14 FAIRLEIGH WAY BALLSTON LAKE NY 120192241, BALLSTON LAKE, NY 12019-2241

Mortgage

Document Number30924
DateDec 21, 2020
Instrument30924
Lender
NameCOUNTRYWIDE CAP HLDGS LLC
Address1309 COFFEEN AVE # 1370, SHERIDAN, WY 82801-5777
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Albany County and Watervliet City assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
MunicipalityWatervliet City
Unified School DistrictWatervliet City School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$147,200 (-) Land $30,200 Building $117,000$250,255 (+18.16%) Land $51,343 Building $198,912
2023$147,200 Land $30,200 Building $117,000$211,799 Land $43,453 Building $168,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Nearby Flood Policies31 in force
Nearby Flood Claims2 (2011–2023)
Most Recent ClaimFeb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERVLIET CITY
serves 9,889 people · EPA ID NY0110127
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jan 2023
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Hudson Valley Wireless
Fixed Wireless		200 / 20

May also be available: Verizon.

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