2425 220th St, Aredale, IA 50605 Property Records

Franklin County property record for 2425 220th St, Aredale, IA 50605 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1900
Square Footage	1,325 sqft Living Area
Lot Size	138,520 sqft (3.18 acres)
Occupancy	Owner Occupied
Last Sale	$135,000 (2026)
Tax Bill	$1,428.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`042510000300`
Alternative APN	`0425100003`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,325 sqft Living Area
1st Floor	384 sqft 1st Floor
Basement Area	126 sqft Basement
Unfinished Basement	126 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	138,520 sqft (3.18 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Detached Garage
Garage Area	1,080 sqft Garage

Exterior Amenities

Shed	1 Shed
Deck Area	Deck Area
Porch	1 Porch
Porch Area	96 sqft Porch
Poultry House	Poultry House

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	2425 220TH ST
City	AREDALE
State	IA
Zip	50605-7514
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	W 340' OF N 440' OF (SEQ:1), NE NW (SEQ:2) WD-2009-1121 (2009-06-29)
Legal Range	19W
Legal Township	93N
Legal Section	25
Jurisdiction	FRANKLIN IA
Minor Civil Division	WEST FORK
Census Blockgroup	1
Census Block	1142
Census Tract	360100

Owner

Source: Franklin County records · APN 042510000300

Assessment roll updated October 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	820 FRANKLIN AVE, ACKLEY, IA 50601-8582
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED TRUST BANK
Oct 02, 2025	Deed of Trust, Mortgage · Stand Alone Second Mortgage FIRST SECURITY BANK & TRUST CO
Aug 15, 2023	Deed of Trust, Mortgage · Stand Alone Second Mortgage FIRST SECURITY BANK & TRUST CO
Feb 22, 2018	Deed of Trust, Mortgage FIRST SECURITY SAVINGS BANK
Nov 05, 2019	Deed of Trust, Mortgage · Stand Alone Refinance FIRST SECURITY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2026 · Amount on Record
Deed Sale	Jun 01, 2026 · Amount on Record
Prior Sale	Jun 29, 2009 · Amount on Record
Deed Doc Number	2026896
Record Refreshed	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN IA
Recording Date	Jun 01, 2026
Property Address	2425 220TH ST, AREDALE, IA 50605-7514
Document Number	0000000896
Instrument Date	Jun 01, 2026
Instrument	2026896
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$21,735.20
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 FRANKLIN AVE, ACKLEY, IA 50601-8582

Mortgage

Document Number	0000000897,
Date	Jun 01, 2026
Instrument	2026897

Lender

Name	UNITED TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 01, 2031

Interest

Rate	6.3%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN IA
Property Address	2425 220TH ST, AREDALE, IA 50605-7514
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020251692
Date	Oct 02, 2025
Instrument	20251692

Lender

Name	FIRST SECURITY BANK & TRUST CO
Type	Bank
Address	CHARLES CITY, IA 50616

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 01, 2035

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN IA
Property Address	2425 220TH ST, AREDALE, IA 50605-7514
Transaction Type	Mortgage
Record Updated	Oct 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020231164
Date	Aug 15, 2023
Instrument	20231164

Lender

Name	FIRST SECURITY BANK & TRUST CO
Type	Bank
Address	CHARLES CITY, IA 50616

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 11, 2028

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN IA
Property Address	2425 220TH ST, AREDALE, IA 50605-7514
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180325
Date	Feb 22, 2018
Instrument	20180325

Lender

Name	FIRST SECURITY SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Jan 01, 2023

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN IA
Property Address	2425 220TH ST, AREDALE, IA 50605-7514
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20191702
Date	Nov 05, 2019
Instrument	20191702

Lender

Name	FIRST SECURITY BANK & TRUST CO

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2034

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated October 7, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Franklin County
Unified School District	West Fork Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,428.00 Homeowner's exemption	$139,400 (+26.38%) Land $43,100 Building $96,300	$139,400 (+26.38%) Land $43,100 Building $96,300
2024	$1,428.00 (+30.77%)
2023		$110,300 (+29.01%) Land $37,600 Building $72,700	$110,300 (+29.01%) Land $37,600 Building $72,700
2022	$1,092.00 Homeowner's exemption	$85,500 Land $26,500 Building $59,000
2021			$85,500 Land $26,500 Building $59,000

Flood & Wildfire

2425 220th St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Franklin County (19069C), updated August 26, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 2nd percentile of exposed land nationally · 17th in Iowa
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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