2425 120th St, Stanley, IA 50671 Property Records

Buchanan County property record for 2425 120th St, Stanley, IA 50671

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,016 sqft · built 2008
Lot Size	8.16 acres (355,450 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,352 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0309300006`

Property Details

APN / Parcel Number

Primary APN	`0309300006`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
Basement Area	1,680 sqft
Unfinished Basement	2,016 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	355,450 sqft (8.16 acres)
Garage Area	672 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2425 120TH ST
City	STANLEY
State	IA
Zip	50671-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9-90-8COM 1297.35'W S E CORSW N568.16' E127 .5' N665' W488.16' S6 59.2'E198.99' S146.98 ' E
Legal Range	8W
Legal Township	90N
Legal Section	9
Jurisdiction	BUCHANAN IA
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2022
Census Tract	950100

Owner

Source: Buchanan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2425 120TH ST, STANLEY, IA 50671-9622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2019	Deed of Trust, Mortgage · Balloon Mortgage VERIDIAN CREDIT UNION
Aug 27, 2019	Deed of Trust, Mortgage · ARM VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	2425 120TH ST, STANLEY, IA 50671-9622
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R02902
Date	Sep 10, 2019
Instrument	2019R02902

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	2425 120TH ST, STANLEY, IA 50671-9622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R02735
Date	Aug 27, 2019
Instrument	2019R02735

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.3%
Type Change Date	Sep 1, 2029
Index	Other

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Unified School District	Oelwein Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,352.00 (+25.52%) Homeowner's exemption	$465,980 (+25.08%) Land $72,000 Building $393,980	$465,980 (+25.08%) Land $72,000 Building $393,980
2023	$4,264.00 Homeowner's exemption	$372,550 Land $53,720 Building $318,830	$372,550 Land $53,720 Building $318,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
East Buchanan Telephone Cooperative Fiber	1,000 / 1,000
GigFire Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 120th St

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