Monroe County property record for 2424 W Sterns Rd, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.2 acres (226,512 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,093 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-028-047-00 |
| Primary APN | 02-028-047-00 |
|---|
| Lot Area | 226,512 sqft (5.2 acres) |
|---|---|
| Lot Depth | 1,307 ft Depth |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2424 W STERNS RD |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-1567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 28 T8S R7E 5.2 ACRES COM 1172.72 FT S 88D 15M E FROM SW COR SEC 28 TH S 88D 15M E 174.34 FT TH N 2D 25M E 1306.8 FT TH N |
| Legal Range | 07E |
| Legal Township | 08S |
| Legal Section | 28 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 833800 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2424 W STERNS RD, TEMPERANCE, MI 48182-1567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 24, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 16, 2021 |
| Transfer Doc | 0000030196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 2424 W STERNS RD, TEMPERANCE, MI 48182-1567 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2424 W STERNS RD, TEMPERANCE, MI 48182-1567 |
| Document Number | 0000001527 |
|---|---|
| Date | Feb 2, 2023 |
| Instrument | 2023R01527 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 4, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Nov 24, 2021 |
| Property Address | 2424 W STERNS RD, TEMPERANCE, MI 48182-1567 |
| Document Number | 0000030196 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 2021R30196 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2424 W STERNS RD, TEMPERANCE, MI 48182-1567 |
| Document Number | 0000030197 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021R30197 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $203,200 (+48.65%) Land $203,200 | $406,400 (+48.65%) Land $406,400 | |
| 2025 | $3,093.00 (+14.47%) Homeowner's exemption | ||
| 2023 | $2,702.00 Homeowner's exemption | $136,700 | $273,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455 |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Buckeye Cablesystem Cable · Fiber in parts of the area | 1,000 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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