El Dorado County property record for 2424 Otter Trl, Cool, CA 95614
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $695,000 (Nov 2022) |
| Tax Bill | $1,153 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-323-001-000 |
| Primary APN | 072-323-001-000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 87,120 sqft |
|---|
| Water Source | Commercial |
|---|
| Street Address | 2424 OTTER TRL |
|---|---|
| City | COOL |
| State | CA |
| Zip | 95614-2100 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R2A |
| Legal Description | L 644 AUBURN LK TRLS 4 |
| Legal Subdivision | AUBURN LK TRLS 4 |
| Legal Lot Number | 644 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 30601 |
2424 Otter Trl, residential vacant land, is owned by an individual who bought it in November 2022.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2440 OTTER TRL, COOL, CA 95614-2100 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2022 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 2, 2020 | Deed of Trust, Mortgage PENNYMAC |
| Dec 21, 2018 | Grant Deed, Transfer · Conventional with PMI HOMEOWNERS FIN'L GRP USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2022 · Amount on File |
| Deed Sale | Nov 30, 2022 · Amount on File |
| Prior Sale | Oct 18, 2006 · Amount on File |
| Deed Document Number | 202245221 |
| Prior Transfer Date | Aug 15, 2012 |
| Prior Transfer Doc | 0000042701 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Nov 30, 2022 |
| Property Address | 2424 OTTER TRL, COOL, CA 95614-2100 |
| Document Number | 0000045221 |
| Map Reference | MB E PG 61 |
| Instrument Date | Nov 29, 2022 |
| Instrument | 2022-0045221 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2440 OTTER TRL, COOL, CA 95614-2100 |
| Document Number | 0000045222 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 2022-0045222 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2424 OTTER TRL, COOL, CA 95614-2100 |
| Document Number | 0000072454 |
| Instrument Date | Dec 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | SERVICELINK |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2440 OTTER TRL COOL CA 956142100, COOL, CA 95614-2100 |
| Document Number | 0000072454 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 72454 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 13, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Dec 21, 2018 |
| Property Address | 2424 OTTER TRL, COOL, CA 95614-2100 |
| Document Number | 0000048347 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 48347 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $632.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2440 OTTER TRL COOL CA 956142100, COOL, CA 95614-2100 |
| Document Number | 48348 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 48348 |
| Name | HOMEOWNERS FIN'L GRP USA |
|---|---|
| Type | Funding / Finance Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 20, 2048 |
The 2025 property tax bill for 2424 Otter Trl was $1,153.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $106,120 (+2%) Land $106,120 | |
| 2025 | $1,153.00 | $104,040 Land $104,040 |
| 2023 | $1,071.00 (+25.12%) | $100,000 Land $100,000 |
| 2022 | $856.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2424 Otter Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2424 Otter Trl is high, ranking above 87% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 68% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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