24230 Thorne Pl, Chaptico, MD 20621 Property Records

St. Mary's County property record for 24230 Thorne Pl, Chaptico, MD 20621

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,452 sqft · built 1963
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$282,500 (Aug 2018)
Tax Bill	$2,944 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-007638`

Property Details

APN / Parcel Number

Primary APN	`04-007638`
Alternative APNs	`4007638` `007638`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,452 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.275 acres)
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	007638
Street Address	24230 THORNE PL
City	CHAPTICO
State	MD
Zip	20621-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RNC
Legal Description	LOT 25 BLOCK R MILL POINT SHORES
Legal Subdivision	MILL POINT SHORES
Legal Block	R
Legal Lot Number	25
Jurisdiction	ST MARY'S MD
Township / Civil Division	4, CHAPTICO
Census Block Group	1
Census Block	1021
Census Tract	875202

Owner

24230 Thorne Pl is owned and occupied by an individual who bought it in August 2018.

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	24230 THORNE PL, CHAPTICO, MD 20621-2227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage GSF MORTGAGE CORP
Aug 22, 2018	Special Warranty Deed, Transfer · Conventional Mortgage GSF MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2018 · Amount on File
Deed Sale	Aug 22, 2018 · Amount on File
Prior Sale	Dec 29, 2005 · Amount on File
Deed Book / Page	4929 / 15
Transfer Doc	0000001259
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	24230 THORNE PL, CHAPTICO, MD 20621-2227
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	RELTCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053610280
Date	Jun 5, 2020
Book Page	5361/280

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST MARY'S MD
Recording Date	Aug 22, 2018
Property Address	24230 THORNE PL, CHAPTICO, MD 20621-2227
Document Number	0049290015
Book / Page	4929 / 015
Map Reference	MB1 FO35
Instrument Date	Aug 17, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TITLE FORWARD

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,231.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1908 CLOVIA LN, 1908, MEMPHIS, TN 38114-2928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24230 THORNE PL # PI, PI, CHAPTICO, MD 20621-2227

Mortgage

Document Number	0000492923
Date	Aug 22, 2018
Instrument	4929/23

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 24230 Thorne Pl was $2,944 with a homeowner's exemption.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,100	$349,500 Land $57,200 Building $292,300
2025	$2,944.00 Homeowner's exemption
2023	$2,772.00 Homeowner's exemption	$286,933	$294,300 Land $57,200 Building $237,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24230 Thorne Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24230 Thorne Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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