Genesee County property record for 2423 Sunray Ct, Davison, MI 48423
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,480 sqft · built 1987 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,679 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-20-554-003 |
| Primary APN | 05-20-554-003 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,480 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 283 ft deep x 60 ft wide |
| Garage Area | 996 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2423 SUNRAY CT |
|---|---|
| City | DAVISON |
| State | MI |
| Zip | 48423-8748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NOT AVAILA |
| Legal Description | LOT 35 SOLARWOOD NO 2 SEC 20 T7N R8E |
| Legal Range | 08E |
| Legal Township | 07N |
| Legal Section | 20 |
| Legal Subdivision | SOLARWOOD 3 |
| Legal Lot Number | 35 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | DAVISON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11612 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2423 SUNRAY CT, DAVISON, MI 48423-8748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 29, 2026 | Warranty Deed, Transfer · FHA Mortgage SWIFT HOME LOANS INC |
| Sep 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK |
| Nov 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 13, 2019 | Warranty Deed, Transfer · FHA Mortgage STAUNTON FINANCAIL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2026 |
| Deed Sale | Jun 29, 2026 |
| Prior Sale | Mar 13, 2019 · Amount on Record |
| Deed Document Number | 202639796 |
| Prior Transfer Date | May 14, 2026 |
| Prior Transfer Doc | 0000039796 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jun 29, 2026 |
| Property Address | 2423 SUNRAY CT, DAVISON, MI 48423-8748 |
| Document Number | 0000039796 |
| Instrument Date | May 14, 2026 |
| Instrument | 202639796 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2423 SUNRAY CT, DAVISON, MI 48423-8748 |
| Document Number | 0000039797, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 20262939797 |
| Name | SWIFT HOME LOANS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 1, 2051 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 2423 SUNRAY CT, DAVISON, MI 48423-8748 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2423 SUNRAY CT, DAVISON, MI 48423-8748 |
| Document Number | 0000060093 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 202209060060093 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 2423 SUNRAY CT, DAVISON, MI 48423-8748 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP |
| Name | Verified Name |
|---|---|
| Address | 2423 SUNRAY CT, DAVISON, MI 48423-8748 |
| Document Number | 0000087695 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 202111120087695 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Dec 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Mar 13, 2019 |
| Property Address | 2423 SUNRAY CT, DAVISON, MI 48423-8748 |
| Document Number | 201903130012320 |
| Map Reference | LB 62 PG 14 |
| Instrument Date | Mar 4, 2019 |
| Instrument | 201903130012320 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,634.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2423 SUNRAY CT, 2423, DAVISON, MI 48423-8748 |
| Name | Verified Name |
|---|---|
| Address | 4511 ERIE ST, NEWPORT, MI 48166-9502 |
| Document Number | 201903130012321 |
|---|---|
| Date | Mar 13, 2019 |
| Instrument | 201903130012321 |
| Name | STAUNTON FINANCAIL INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Davison Township |
| Unified School District | Davison Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,600 (+0.85%) Land $23,400 Building $119,200 | $285,200 (+0.85%) Land $46,800 Building $238,400 | |
| 2025 | $4,679.00 (+1.43%) Homeowner's exemption | $141,400 (+23.82%) | $282,800 (+23.82%) |
| 2024 | $4,613.00 (+74.6%) | ||
| 2023 | $114,200 | $228,400 | |
| 2019 | $2,642.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615 |
|---|---|
| Water Source | Purchased surface water from KAREGNONDI WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
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