2423 State St, Chester, IL 62233 Property Records

Randolph County property record for 2423 State St, Chester, IL 62233

Property Summary

Property Type	Single Family Home
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,494 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-173-010-00`

Property Details

APN / Parcel Number

Primary APN	`18-173-010-00`

Exterior

Lot Area	18,295 sqft (0.42 acres)

Location & Zoning

Street Address	2423 STATE ST
City	CHESTER
State	IL
Zip	62233-1147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	132/411 146/499 148/512 511/538 2016R03186 2021R03586 PT LOT 1 ALL LOT 2 1/2 LOT 3 BLK 4 WELGE BROS S/D SE1/4 SEC 7 7/6
Legal Subdivision	WELGE BROS
Legal Block	4
Legal Lot Number	1-3
Jurisdiction	RANDOLPH IL
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1006
Census Tract	951201

Owner

2423 State St is owned and occupied by two individuals who acquired it in September 2021.

Source: Randolph County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2423 STATE ST, CHESTER, IL 62233-1147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK
Sep 8, 2021	Intrafamily Transfer, Transfer · VA Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021
Deed Sale	Sep 8, 2021
Prior Sale	Sep 6, 2016 · Amount on File
Deed Document Number	20213586
Prior Transfer Date	Aug 30, 2021
Prior Transfer Doc	2021R03586
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	2423 STATE ST, CHESTER, IL 62233-1147
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2423 STATE ST, CHESTER, IL 62233-1147

Mortgage

Document Number	2026R00945
Date	Mar 30, 2026
Instrument	2026R00945

Lender

Name	UNITED TRUST BANK
Type	Bank
Address	PALOS HEIGHTS, IL 60463

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RANDOLPH IL
Recording Date	Sep 8, 2021
Property Address	2423 STATE ST, CHESTER, IL 62233-1147
Document Number	2021R03586
Map Reference	BK G PG 36
Instrument Date	Aug 30, 2021
Instrument	2021R03586
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2423 STATE ST, CHESTER, IL 62233-1147

Mortgage

Document Number	2021R03587
Date	Sep 8, 2021
Instrument	2021R03587

Lender

Name	FCB BANKS

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate	2.38%

Tax Assessment & Valuation

The 2025 property tax bill for 2423 State St was $2,494 with a homeowner's exemption, up 9% from the year before.

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chester City
County	Randolph County
Unified School District	Chester Community Unit School District 139 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,494.00 (+8.96%) Homeowner's exemption	$41,520 (+7.55%) Land $6,495 Building $35,025	$124,560 (+7.55%) Land $19,485 Building $105,075
2024	$2,289.00 Homeowner's exemption	$38,605 Land $6,040 Building $32,565	$115,815 Land $18,120 Building $97,695
2022	$1,901.00 Homeowner's exemption	$33,070 Land $5,175 Building $27,895	$99,210 Land $15,525 Building $83,685

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2423 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2423 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTER serves 8,407 people · EPA ID IL1570100
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BLIP Networks, ClearWave.

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