2423 Ridge Dr S, Brainerd, MN 56401 Property Records

Crow Wing County property record for 2423 Ridge Dr S, Brainerd, MN 56401

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,445 sqft · built 1994
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on Record
Last Sale$260,100 (Nov 2019)
Tax Bill$3,422 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN092360010070009

Property Details

APN / Parcel Number

Primary APN092360010070009
Alternative APNs
  • 41020649
  • 164254

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,445 sqft Living Area
Gross Area129 sqft
1st Floor Area1,445 sqft
Basement Area994 sqft
Finished Basement994 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,087 sqft (0.53 acres)
Garage Area1,584 sqft
DrivewayDriveway
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number164254
Street Address2423 RIDGE DR S
CityBRAINERD
StateMN
Zip56401-5527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLOCK 1
Legal Range31W
Legal Township44N
Legal Section02
Legal SubdivisionTANAGER ADDITION
Legal Block1
Legal Lot Number7
JurisdictionCROW WING MN
Township / Civil DivisionBRAINERD
Census Block Group1
Census Block1018
Census Tract951303

Owner

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2423 RIDGE DR S, BRAINERD, MN 56401-5527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2019 · Amount on Record
Deed SaleNov 25, 2019 · Amount on Record
Prior SaleApr 1, 2002 · Amount on Record
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROW WING MN
Recording DateJul 1, 2026
Property Address2423 RIDGE DR S, BRAINERD, MN 56401-5527
Document Number0001025880
Instrument DateJun 10, 2026
Instrument20261025880
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2423 RIDGE DR S, BRAINERD, MN 56401-5527

Mortgage

Document Number0001025880,
DateJul 1, 2026
Instrument20261025880
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 7, 2056
Interest
Rate6.36%
Max Rate-1%

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
MunicipalityBrainerd City
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,422.00 (+6.6%) Homeowner's exemption$387,700 (+7.37%) Land $59,600 Building $328,100$387,700 (+7.37%) Land $59,600 Building $328,100
2025$361,100 (-2.09%) Land $49,800 Building $311,300$361,100 (-2.09%) Land $49,800 Building $311,300
2023$3,210.00 Homeowner's exemption$368,800 Land $48,600 Building $320,200$368,800 Land $48,600 Building $320,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBrainerd
serves 14,670 people · EPA ID MN1180002
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2025)
action level 15 ppb
Copper1.63 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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