2423 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 2423 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	8 bd · 4 ba · 2,584 sqft · built 1904
Lot Size	0.169 acres (7,364 sqft)
Owner	Individual Name on File
Last Sale	$168,500 (Mar 2019)
Tax Bill	$3,855 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35044.0279`

Property Details

APN / Parcel Number

Primary APN	`35044.0279`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,584 sqft Living Area
Gross Area	2,864 sqft
1st Floor Area	1,912 sqft
2nd Floor Area	336 sqft
Basement Area	280 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 2018
Architectural Style	Historical
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,364 sqft (0.169 acres)
Lot Dimensions	129 ft deep x 100 ft wide

Exterior Amenities

Porch	Porch
Porch Area	408 sqft
Deck Area	204 sqft
Canopy	204 sqft
Pole Barn	900 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2423 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-5834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HAYS PK 1ST LT11 & E3FT LT10 BLK 7
Legal Subdivision	HAYS PK
Legal Block	7
Legal Lot Number	11,10
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2003
Census Tract	1600

Owner

2423 E Providence Ave is owned and occupied by an individual who bought it in March 2019.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2423 E PROVIDENCE AVE, SPOKANE, WA 99207-5834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 24, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Mar 14, 2019	Correction Deed FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2019 · Amount on File
Deed Sale	Mar 14, 2019 · Amount on File
Prior Sale	May 24, 2018 · Amount on File
Deed Document Number	20196788095
Prior Transfer Date	May 18, 2018
Prior Transfer Doc	0006788095
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2423 E PROVIDENCE AVE, SPOKANE, WA 99207-5834
Document Number	0006954045
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2423 E PROVIDENCE AVE SPOKANE WA 992075834, SPOKANE, WA 99207-5834

Mortgage

Document Number	0006954045
Date	Aug 11, 2020
Instrument	6954045

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2423 E PROVIDENCE AVE, SPOKANE, WA 99207-5834
Document Number	0006873753
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2423 E PROVIDENCE AVE SPOKANE WA 992075834, SPOKANE, WA 99207-5834

Mortgage

Document Number	0006873753
Date	Dec 13, 2019
Instrument	6873753

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Dec 12, 2047

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 24, 2018
Property Address	2423 E PROVIDENCE AVE, SPOKANE, WA 99207-5834
Document Number	0006710730
Instrument Date	May 18, 2018
Instrument	6710730
Transaction Type	Transfer
Record Updated	Nov 6, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,004.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2423 E PROVIDENCE AVE SPOKANE WA 992075834, SPOKANE, WA 99207-5834

Mortgage

Document Number	6710731
Date	May 24, 2018
Instrument	6710731

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 23, 2048

March 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 14, 2019
Property Address	2423 E PROVIDENCE AVE, SPOKANE, WA 99207-5834
Document Number	0006788095
Instrument Date	May 18, 2018
Instrument	6788095
Record Updated	Mar 29, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$3,004.30

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2423 E PROVIDENCE AVE SPOKANE WA 992075834, SPOKANE, WA 99207-5834

Tax Assessment & Valuation

The 2026 property tax bill for 2423 E Providence Ave was $3,855, down 6.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,855.00 (-6.27%)	$393,200 Land $90,000 Building $303,200	$393,200 Land $90,000 Building $303,200
2025	$4,113.00
2024		$393,600 (+28.88%) Land $65,000 Building $328,600	$393,600 (+28.88%) Land $65,000 Building $328,600
2023	$3,849.00 (+7.75%)	$305,400 Land $42,000 Building $263,400	$305,400 Land $42,000 Building $263,400
2022	$3,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2423 E Providence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2423 E Providence Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon.

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