2423 41st Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2423 41st Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,412 sqft · built 2005
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Oct 2020)
Tax Bill	$2,518 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-44445-0449`

Property Details

APN / Parcel Number

Primary APN	`82-44445-0449`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,412 sqft Living Area
1st Floor Area	615 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Lot Width	24 ft Width
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2423 41ST AVE S
City	SAINT CLOUD
State	MN
Zip	56301-8936
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD65
Legal Description	LOT 050 BLK 001 BOULDER RIDGE ESTATES SECTION 21 TOWNSHIP 124 RANGE 028 SECTION 21 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	21
Legal Subdivision	BOULDER RIDGE ESTATES
Legal Block	1
Legal Lot Number	50
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2002
Census Tract	401

Owner

Source: Stearns County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2423 41ST AVE S, SAINT CLOUD, MN 56301-8936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · Conventional Mortgage LIBERTY BANK
Oct 16, 2020	Warranty Deed, Transfer
Jan 4, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Prior Sale	Jan 4, 2019 · Amount on Record
Deed Document Number	20201583237
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 7, 2026
Property Address	2423 41ST AVE S, SAINT CLOUD, MN 56301-8936
Document Number	0001716492
Instrument Date	Jul 1, 2026
Instrument	20261716492
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,292.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2423 41ST AVE S, SAINT CLOUD, MN 56301-8936

Mortgage

Document Number	0001716493,
Date	Jul 7, 2026
Instrument	20261716493

Lender

Name	LIBERTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 16, 2020
Property Address	2423 41ST AVE S, SAINT CLOUD, MN 56301-8936
Document Number	00A1583237
Instrument Date	Oct 15, 2020
Instrument	A1583237
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41ST AVE S, SAINT CLOUD, MN 56301

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 4, 2019
Property Address	2423 41ST AVE S, SAINT CLOUD, MN 56301-8936
Document Number	00A1536260
Instrument Date	Dec 28, 2018
Instrument	A1536260
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2423 41ST AVE S, SAINT CLOUD, MN 56301-8936

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,518.00 (+13.32%)
2025		$195,200 (-) Land $50,000 Building $145,200	$195,200 (-) Land $50,000 Building $145,200
2023	$2,222.00	$195,200 Land $20,000 Building $175,200	$195,200 Land $20,000 Building $175,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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