2422 Staples Ave, Key West, FL 33040 Property Records

Monroe County property record for 2422 Staples Ave, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1963
Lot Size	0.114 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Feb 2020)
Tax Bill	$4,468 (2024)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Jul 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`00045760-000000`

Property Details

APN / Parcel Number

Primary APN	`00045760-000000`
Alternative APNs	`01010100045760000000` `1046345`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2012
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Area	200 sqft
Porch	Open Porch
Porch Area	90 sqft
Deck Area	816 sqft
Patio Area	1,609 sqft
Fence	Fence
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1046345
Old Parcel Number	01010100045760000000
Street Address	2422 STAPLES AVE
City	KEY WEST
State	FL
Zip	33040-3822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 SQR 7 TR 21 KW KW REALTY COS FIRST SUB PB1-43 OR206-355/56 OR619-676 OR619-678 OR954-1772/73 OR2126-738 OR2328-2334/35
Legal Range	25E
Legal Township	68S
Legal Section	04
Legal Subdivision	KEY WEST REALTY CO FIRST SUB
Legal Tract	21
Legal Lot Number	9
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	4
Census Block	4018
Census Tract	972200

Owner

2422 Staples Ave is owned and occupied by two individuals who bought it in February 2020.

Source: Monroe County records, as of December 5, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2422 STAPLES AVE, KEY WEST, FL 33040-3822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jul 18, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2020 · Amount on File
Deed Sale	Feb 4, 2020 · Amount on File
Prior Sale	Jun 12, 2014 · Amount on File
Deed Document Number	2254656
Deed Book / Page	3007 / 0461
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 4, 2020
Property Address	2422 STAPLES AVE, KEY WEST, FL 33040-3822
Document Number	0030070461
Book / Page	003007 / 000461
Instrument Date	Feb 3, 2020
Instrument	2254656
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,445.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2422 STAPLES AVE KEY WEST FL 330403822, KEY WEST, FL 33040-3822

Mortgage

Document Number	30070463
Date	Feb 4, 2020
Book Page	003007/000463
Instrument	2254657

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	2422 STAPLES AVE, KEY WEST, FL 33040-3822
Document Number	0028672356
Book / Page	002867 / 002356
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 7, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2422 STAPLES AVE KEY WEST FL 330403822, KEY WEST, FL 33040-3822

Mortgage

Document Number	0028672356
Date	Aug 7, 2017
Book Page	002867/002356
Instrument	2134203

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 6, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$540,978	$702,419 Land $485,000 Building $217,419
2024	$4,468.00 (+1.8%)
2023	$4,389.00 (+4.57%) Homeowner's exemption	$510,420 (+3%)	$655,436 (+10.13%) Land $455,000 Building $200,436
2022	$4,197.00 Homeowner's exemption	$495,554	$595,128 Land $390,000 Building $205,128

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2422 Staples Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 203 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 units insured incl. 3 condo units
Nearby Flood Claims	333 (1980–2025)
Claims Outside the SFHA	1 of 333
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 45 claims Hurricane Wilma, Oct 2005 · 199 claims Hurricane Georges, Sep 1998 · 40 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2422 Staples Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Staples Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures