2422 Ross Rd, Olive Branch, MS 38654 Property Records

DeSoto County property record for 2422 Ross Rd, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	5 bd · 5,182 sqft · built 2016
Lot Size	3.02 acres (131,551 sqft)
Owner	2 Individual Names on Record
Last Sale	$638,000 (May 2020)
Tax Bill	$5,491 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`2-06-5-21-04-0-00010-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-5-21-04-0-00010-00`

Interior

Bedrooms	5 Beds
Total Rooms	10 Rooms
Stories	1 Story
Building Area	5,182 sqft Adjusted Area
1st Floor Area	3,041 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	131,551 sqft (3.02 acres)
Pool Area	875 sqft

Location & Zoning

Street Address	2422 ROSS RD
City	OLIVE BRANCH
State	MS
Zip	38654-9412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	MALLORY WOODS S-D LOT 10
Legal Range	006
Legal Township	02S
Legal Section	21
Legal Subdivision	MALLORY WOODS S-D
Legal Lot Number	10
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2014
Census Tract	70722

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2422 ROSS RD, OLIVE BRANCH, MS 38654-9412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Apr 13, 2018	Deed, Transfer DELTONA TITLE, DELTA TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Prior Sale	Jul 30, 2018
Deed Book / Page	920 / 679
Prior Transfer Date	Apr 15, 2008
Prior Transfer Doc	000589/631
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 29, 2020
Property Address	2422 ROSS RD, OLIVE BRANCH, MS 38654-9412
Document Number	000920/679
Book / Page	920 / 679
Map Reference	MB 72 PG 47-49
Instrument Date	May 28, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9186 HIGHWAY 4 W, 9186, SENATOBIA, MS 38668-4195

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2422 ROSS RD, OLIVE BRANCH, MS 38654-9412

Mortgage

Document Number	0004955484
Date	May 29, 2020
Instrument	4955/484

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 13, 2018
Property Address	2422 ROSS RD, OLIVE BRANCH, MS 38654-9412
Document Number	000853/349
Book / Page	00853 / 349
Map Reference	PB 120 PG 19
Instrument Date	Mar 28, 2018
Instrument	W00853-00349
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	DELTONA TITLE, DELTA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6489 N QUAIL HOLLOW RD STE 102, 6489, MEMPHIS, TN 38120-1305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2422 ROSS RD, OLIVE BRANCH, MS 38654-9412
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,491.00 (+14.9%)	$65,775 (+38.96%) Land $5,000 Building $60,775	$657,745 (+38.96%) Land $50,000 Building $607,745
2023	$4,779.00	$47,334	$473,341 Land $50,000 Building $423,341

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 73% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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