2422 Oak Tree Ln, Plainfield, IL 60586 Property Records

Will County property record for 2422 Oak Tree Ln, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,049 sqft · built 1999
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Oct 2023)
Tax Bill	$4,106 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-27-403-028`

Property Details

APN / Parcel Number

Primary APN	`06-03-27-403-028`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,049 sqft Living Area
Basement Area	549 sqft
Unfinished Basement	549 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Roof Material	Shingle
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2422 OAK TREE LN
City	PLAINFIELD
State	IL
Zip	60586-7192
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 75 IN OLD OAKS UNIT 1 PUD, BEING A SUB OF PRT OF THE E1/2 OF THE SE1/4 OF SEC. 27, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	27
Legal Subdivision	OLD OAKS UNIT 1
Legal Lot Number	75
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1046
Census Tract	880417

Owner

Source: Will County assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2422 OAK TREE LN, PLAINFIELD, IL 60586-7192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Aug 12, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 17, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 9, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Aug 12, 2021 · Amount on Record
Deed Document Number	202352640
Prior Transfer Date	Aug 15, 2008
Prior Transfer Doc	0000116880
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 6, 2023
Property Address	2422 OAK TREE LN, PLAINFIELD, IL 60586-7192
Document Number	0000052640
Map Reference	DOC R98-67425
Instrument Date	Sep 20, 2023
Instrument	R2023052640
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2422 OAK TREE LN, PLAINFIELD, IL 60586-7192

Mortgage

Document Number	0000052641
Date	Oct 6, 2023
Instrument	R2023052641

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.62%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 12, 2021
Property Address	2422 OAK TREE LN, PLAINFIELD, IL 60586-7192
Document Number	0000089473
Map Reference	DOC 98-67425
Instrument Date	Jul 29, 2021
Instrument	R2021089473
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 VISTA CTB, 317, MINOOKA, IL 60447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2422 OAK TREE LN, PLAINFIELD, IL 60586-7192

Mortgage

Document Number	0000089474
Date	Aug 12, 2021
Instrument	R2021089474

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Mortgage

Document Number	0000089475
Date	Aug 12, 2021
Instrument	R2021089475

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2422 OAK TREE LN, PLAINFIELD, IL 60586-7192
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018282
Date	Feb 17, 2021
Instrument	R2021018282

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jul 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 9, 2019
Property Address	2422 OAK TREE LN, PLAINFIELD, IL 60586-7192
Document Number	0000043064
Map Reference	DOC R98-67425
Instrument Date	Jun 21, 2019
Instrument	R2019043064
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$153.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2422 OAK TREE LN, PLAINFIELD, IL 60586-7192

Mortgage

Document Number	0000043065
Date	Jul 9, 2019
Instrument	R2019043065

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Mortgage

Document Number	0000043066
Date	Jul 9, 2019
Instrument	R2019043066

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,106.00 (+18.91%)
2024		$62,730 (+25.52%) Land $13,476 Building $49,254	$188,190 (+25.52%) Land $40,428 Building $147,762
2022	$3,453.00 Homeowner's exemption	$49,976 Land $10,736 Building $39,240	$149,928 Land $32,208 Building $117,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1996–2013)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Sep 2008 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Bertram Communications.

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