24216 River Dr, Chaptico, MD 20621 Property Records

St. Mary's County property record for 24216 River Dr, Chaptico, MD 20621

Property Summary

Property TypeSingle Family Home
Details1 ba · 960 sqft · built 1967
Lot Size0.257 acres (11,200 sqft)
OwnerIndividual Name on File
Last Sale$187,000 (Jun 2024)
Tax Bill$1,426 (2025)
Deeds & MortgagesJun 2024 Foreclosure
Flood ZoneZone X (minimal risk)
APN04-004604

Property Details

APN / Parcel Number

Primary APN04-004604
Alternative APNs
  • 4004604
  • 004604

Interior

Full Baths1 Bath
Stories1 Story
Building Area960 sqft Total Area

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,200 sqft (0.257 acres)
PorchSlab
Porch Area380 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number004604
Street Address24216 RIVER DR
CityCHAPTICO
StateMD
Zip20621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRNC
Legal DescriptionLOT 18 BLOCK O PLAT 1/35 MILL POINT SHORES
Legal SubdivisionHILL POINT SHORES
Legal BlockO
Legal Lot Number18
JurisdictionST MARY'S MD
Township / Civil Division4, CHAPTICO
Census Block Group1
Census Block1028
Census Tract875202

Owner

24216 River Dr is owned and occupied by an individual who bought it in June 2024.

Source: St. Mary's County records, as of September 22, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 376, CHAPTICO, MD 20621-0376
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2024 · Amount on File
Deed SaleJun 26, 2024 · Amount on File
Prior SaleJul 1, 1985 · Amount on File
Deed Book / Page6530 / 147
Prior Transfer DateMay 21, 2024
Prior Transfer Doc0065300147
Record UpdatedOct 29, 2026

June 2024: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionST MARY'S MD
Recording DateJun 26, 2024
Property Address24216 RIVER DR, CHAPTICO, MD 20621
Document Number0065300147
Book / Page6530 / 147
Map ReferenceMB CBG 1 FO 35
Instrument DateMay 21, 2024
Transaction TypeForeclosure
Record UpdatedApr 3, 2026
Title CompanyOMA TITLE, DOMA TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$935.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address24216 RIVER DR, CHAPTICO, MD 20621
InvestorPossibly a Property Investor

Mortgage

Document Number0006530152
DateJun 26, 2024
Instrument6530/152
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 24216 River Dr was $1,426 with a homeowner's exemption.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$151,233 (+14.17%)$170,000 (-) Land $56,700 Building $113,300
2025$1,426.00 Homeowner's exemption$132,467$170,000 Land $56,700 Building $113,300
2023$1,354.00$111,600$113,700 Land $56,700 Building $57,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24216 River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimAug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24216 River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

Nearby Properties on River Dr

Nearby Streets

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