Craven County property record for 2421 Tram Rd, New Bern, NC 28562 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,623 sqft · built 1980 |
| Lot Size | 1.12 acres (49,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $820,000 (Nov 2021) |
| Tax Bill | $8,026 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Nov 2017 Line of Credit + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 8-204-1-031 |
| Primary APN | 8-204-1-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,623 sqft Living Area |
| 1st Floor Area | 2,623 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 49,136 sqft (1.12 acres) |
| Garage Type | Attached |
| Boat Access | Boat Access |
| Boat House | 276 sqft |
| Boat Lift | Boat Lift |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 89363 |
|---|---|
| Street Address | 2421 TRAM RD |
| City | NEW BERN |
| State | NC |
| Zip | 28562-7374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 31 OLDE TOWNE SEC 1 & PT OF LAKE |
| Legal Subdivision | OLDE TOWNE |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 960402 |
Source: Craven County records · APN 8-204-1-031
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2421 TRAM RD, NEW BERN, NC 28562-7374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 02, 2021 | Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Nov 27, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST CO INC |
| Nov 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO INC |
| Mar 28, 2018 | Deed of Trust, Mortgage FIRST CITIZEN B&T CO |
| Sep 13, 2017 | Intrafamily Transfer, Transfer |
| Apr 21, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST CO INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 2021 · Amount on Record |
| Deed Sale | Nov 02, 2021 · Amount on Record |
| Prior Sale | Feb 25, 2014 · Amount on Record |
| Deed Document Number | 202110086203 |
| Deed Book / Page | 3698 / 35 |
| Prior Transfer Date | Aug 31, 2017 |
| Prior Transfer Doc | 3513/1088 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Nov 02, 2021 |
| Property Address | 2421 TRAM RD, NEW BERN, NC 28562-7374 |
| Document Number | 3698/35 |
| Book / Page | 3698 / 35 |
| Map Reference | CAB A SL 169-A |
| Instrument Date | Oct 13, 2021 |
| Instrument | 10086203 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 250 POLLOCK ST, 250, NEW BERN, NC 28560-4943 |
| Name | Verified Name |
|---|---|
| Address | 2421 TRAM RD, NEW BERN, NC 28562-7374 |
| Investor | Possibly a Property Investor |
| Document Number | 369838 |
|---|---|
| Date | Nov 02, 2021 |
| Instrument | 3698/38 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 2421 TRAM RD, NEW BERN, NC 28562-7374 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3520/0817 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 3520/0817 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 2421 TRAM RD, NEW BERN, NC 28562-7374 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3520/0807 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 3520/0807 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 2421 TRAM RD, NEW BERN, NC 28562-7374 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000003530/0000001752 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 0000003530/0000001752 |
| Instrument | 000010020266 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Sep 13, 2017 |
| Property Address | 2421 TRAM RD, NEW BERN, NC 28562-7374 |
| Document Number | 3513/1088 |
| Book / Page | 3513 / 1088 |
| Instrument Date | Aug 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2421 TRAM RD, NEW BERN, NC 28562-7374 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 2421 TRAM RD, NEW BERN, NC 28562-7374 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0034981924 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 3498/1924 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Craven County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,026.00 (+5.81%) | $952,920 (+4.45%) Land $345,750 Building $607,170 | $952,920 (+4.45%) Land $345,750 Building $607,170 |
| 2023 | $7,585.00 (+15.75%) | $912,350 (+46.43%) Land $345,750 Building $566,600 | $912,350 (+46.43%) Land $345,750 Building $566,600 |
| 2022 | $6,553.00 | $623,060 Land $197,250 Building $425,810 | |
| 2018 | $623,060 Land $197,250 Building $425,810 |
Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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