Oakland County property record for 2421 Samoset Rd, Royal Oak, MI 48073
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,008 sqft · built 1986 |
| Lot Size | 0.066 acres (2,875 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Mar 2026) |
| Tax Bill | $2,440 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Mar 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-05-131-012 |
| Primary APN | 72-25-05-131-012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 504 sqft |
| Basement Area | 504 sqft |
| Unfinished Basement | 504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,875 sqft (0.066 acres) |
| Lot Depth | 1 ft Depth |
| Porch | Slab |
| Porch Area | 20 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2421 SAMOSET RD |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48073-1700 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | MULT FAM |
| Legal Description | T1N, R11E, SEC 5 OAKLAND COUNTY CONDOMINIUM PLAN NO 397 NORTH COVE CONDOMINIUM UNIT 6, BLDG 1 L 8868 P 844 01/07/85 FR 006 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 05 |
| Legal Subdivision | NORTH COVE CONDOMINIUM |
| Legal Unit | 6 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 183000 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 911 E KALAMA AVE, MADISON HEIGHTS, MI 48071-4084 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Mar 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC |
| Mar 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Apr 24, 2023 | Warranty Deed, Transfer INDEPENDENT TITLE, INDEPENDENT TITLE SVCS INC |
| Nov 3, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on Record |
| Deed Sale | Mar 25, 2026 · Amount on Record |
| Prior Sale | Apr 24, 2023 · Amount on Record |
| Deed Document Number | 202635083 |
| Deed Book / Page | 61043 / 291 |
| Prior Transfer Date | Sep 3, 2003 |
| Prior Transfer Doc | 0318120883 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2421 SAMOSET RD, ROYAL OAK, MI 48073-1700 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2421 SAMOSET RD, ROYAL OAK, MI 48073-1700 |
| Document Number | 0000116608 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | 60533/345 |
| Instrument | 116608 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 8, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2421 SAMOSET RD, ROYAL OAK, MI 48073-1700 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4134 BOLD MDWS, OAKLAND TOWNSHIP, MI 48306-1455 |
| Document Number | 20260025951 |
|---|---|
| Date | Mar 4, 2026 |
| Book Page | 60986/129 |
| Instrument | 20260025951 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 25, 2026 |
| Property Address | 2421 SAMOSET RD, ROYAL OAK, MI 48073-1700 |
| Document Number | 20260035083 |
| Book / Page | 61043 / 291 |
| Map Reference | LB 8868 PG 844-883 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 20260035083 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,387.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2421 SAMOSET RD, ROYAL OAK, MI 48073-1700 |
| Name | Verified Name |
|---|---|
| Address | 2421 SAMOSET RD, ROYAL OAK, MI 48073-1700 |
| Document Number | 0060986129 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 60986/129 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 24, 2023 |
| Property Address | 2421 SAMOSET RD, ROYAL OAK, MI 48073-1700 |
| Document Number | 0000045268 |
| Book / Page | 58561 / 397 |
| Map Reference | LB 8858 PG |
| Instrument Date | Apr 21, 2023 |
| Instrument | 45268 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2023 |
| Title Company | INDEPENDENT TITLE, INDEPENDENT TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2421 SAMOSET RD, ROYAL OAK, MI 48073-1700 |
| Name | Verified Name |
|---|---|
| Address | 2421 SAMOSET RD, ROYAL OAK, MI 48073-1700 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2421 SAMOSET RD, ROYAL OAK, MI 48073-1700 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000204020 |
|---|---|
| Date | Nov 3, 2017 |
| Book Page | 51252/00124 |
| Instrument | 204020 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 2, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,440.00 (-22.07%) Homeowner's exemption | $89,020 | $178,040 |
| 2024 | $3,131.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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