2421 Ridgecrest Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 2421 Ridgecrest Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,554 sqft · built 1958
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$81,600 (Apr 2017)
Tax Bill	$1,226 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`019.029.01003015`

Property Details

APN / Parcel Number

Primary APN	`019.029.01003015`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,554 sqft Living Area
1st Floor Area	1,554 sqft
Basement Area	1,026 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	362 ft deep x 158 ft wide
Porch	Stoop
Porch Area	20 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2421 RIDGECREST DR
City	ARNOLD
State	MO
Zip	63010-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	COLEMANS 1ST LOT 2
Legal Range	6E
Legal Township	43N
Legal Section	29
Legal Subdivision	COLEMANS 1ST
Legal Tract	5
Legal Block	1
Legal Lot Number	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1013
Census Tract	700121

Owner

2421 Ridgecrest Dr is owned and occupied by an individual who bought it in April 2017.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2421 RIDGECREST DR, ARNOLD, MO 63010-2238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Nov 8, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Nov 7, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 11, 2017	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2017 · Amount on File
Deed Sale	Apr 11, 2017 · Amount on File
Prior Sale	Mar 25, 2014 · Amount on File
Deed Document Number	201710763
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2421 RIDGECREST DR, ARNOLD, MO 63010-2238
Transaction Type	Mortgage
Record Updated	May 4, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 RIDGECREST DR, ARNOLD, MO 63010-2238

Mortgage

Document Number	0000009252
Date	Apr 19, 2023
Instrument	2023R-009252

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 1, 2063

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON MO
Property Address	2421 RIDGECREST DR, ARNOLD, MO 63010-2238
Document Number	0000040616
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 RIDGECREST DR ARNOLD MO 630102238, ARNOLD, MO 63010-2238

Mortgage

Document Number	0000040616
Date	Dec 26, 2019
Instrument	40616

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2421 RIDGECREST DR, ARNOLD, MO 63010-2238
Document Number	0000040617
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 RIDGECREST DR ARNOLD MO 630102238, ARNOLD, MO 63010-2238

Mortgage

Document Number	0000040617
Date	Dec 26, 2019
Instrument	40617

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 11, 2017
Property Address	2421 RIDGECREST DR, ARNOLD, MO 63010-2238
Document Number	0000010763
Instrument Date	Apr 7, 2017
Instrument	10763
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 RIDGECREST DR ARNOLD MO 630102238, ARNOLD, MO 63010-2238

Mortgage

Document Number	10764
Date	Apr 11, 2017
Instrument	10764

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2421 Ridgecrest Dr was $1,226, up 3.7% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,100 (-) Land $2,700 Building $15,400	$95,700 (-) Land $14,400 Building $81,300
2025	$1,226.00 (+3.72%)	$18,100 Land $2,700 Building $15,400	$95,700 (-) Land $14,400 Building $81,300
2024	$1,182.00 (+0.6%)		$95,700 (+7.65%) Land $14,400 Building $81,300
2023	$1,175.00	$16,900 Land $2,700 Building $14,200	$88,900 Land $14,400 Building $74,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2421 Ridgecrest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2421 Ridgecrest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on Ridgecrest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures