2421 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 2421 E 4th St, Waterloo, IA 50703 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 908 sqft · built 1919
Lot Size0.157 acres (6,850 sqft)
OwnerCompany Name on File
Last Sale$61,000 (Mar 2026)
Tax Bill$1,300 (2025)
Deeds & MortgagesSep 2017 Mortgage
Oct 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN8913-13-161-004

Property Details

APN / Parcel Number

Primary APN8913-13-161-004

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area908 sqft Living Area
1st Floor Area908 sqft
Basement Area908 sqft
Unfinished Basement908 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,850 sqft (0.157 acres)
Lot Dimensions137 ft deep x 50 ft wide
PorchSlab
Porch Area246 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2421 E 4TH ST
CityWATERLOO
StateIA
Zip50703-2001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOGAN DALE HEIGHTS LOT 2 BLK 12
Legal Range13W
Legal Township89N
Legal Section13
Legal SubdivisionLOGAN DALE HEIGHTS
Legal Block12
Legal Lot Number2
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2029
Census Tract1702

Owner

Source: Black Hawk County records · APN 8913-13-161-004

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address195 MAIN ST, WOODBRIDGE, NJ 07095-1967
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2017Deed of Trust, Mortgage · ARM
VERIDIAN CU
Oct 09, 2017Deed of Trust, Mortgage
VERIDIAN CU
Feb 29, 2016Deed of Trust, Mortgage
VERIDIAN CU
Mar 12, 2026Warranty Deed, Transfer · Commercial Mortgage
GNB BANK
Oct 03, 2022Special Warranty Deed, Transfer · Conventional Mortgage
GREENSTATE CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 12, 2026 · Amount on Record
Deed SaleMar 12, 2026 · Amount on Record
Prior SaleOct 03, 2023 · Amount on Record
Deed Document Number20263231
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2421 E 4TH ST, WATERLOO, IA 50703-2001
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800005475
DateSep 26, 2017
Instrument2018-00005475
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%
AdjustableAdjustable Rate Rider
Type Change DateOct 01, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.87%
Index1-Year LIBOR
Max Rate9.87%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2421 E 4TH ST, WATERLOO, IA 50703-2001
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800006242
DateOct 09, 2017
Instrument2018-00006242
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
AmountAmount Recorded
Term180 Months
DueOct 10, 2032

February 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2421 E 4TH ST, WATERLOO, IA 50703-2001
Transaction TypeMortgage
Record UpdatedMar 23, 2026
Title CompanyBLACK HAWK COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201600014800
DateFeb 29, 2016
Instrument2016-00014800
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
AmountAmount Recorded
Term121 Months
DueMar 10, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateMar 12, 2026
Property Address2421 E 4TH ST, WATERLOO, IA 50703-2001
Document Number0202603231
Instrument DateMar 12, 2026
Instrument2026-03231
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$96.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 MAIN AVE, WOOD RIDGE, NJ 07075

Mortgage

Document Number0202603280
DateMar 12, 2026
Instrument2026-03280
Lender
NameGNB BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueMar 25, 2046
Interest
Rate TypeAdjustable Rate

October 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBLACK HAWK IA
Recording DateOct 03, 2022
Property Address2421 E 4TH ST, WATERLOO, IA 50703-2001
Document Number202300005542
Instrument DateSep 26, 2022
Instrument202300005542
Transaction TypeTransfer
Record UpdatedMar 20, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$71.20
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2421 E 4TH ST, WATERLOO, IA 50703-2001

Mortgage

Document Number202300005543
DateOct 03, 2022
Instrument202300005543
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2052

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,300.00$76,560 (+27.86%) Land $9,410 Building $67,150$76,560 (+27.86%) Land $9,410 Building $67,150
2024$1,300.00 (+6.21%)
2023$59,880 (+7.43%) Land $9,410 Building $50,470$59,880 (+7.43%) Land $9,410 Building $50,470
2022$1,224.00 Homeowner's exemption$55,740 Land $9,410 Building $46,330
2021$55,740 Land $9,410 Building $46,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130017022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010, rainfall accumulation, Severe Storms, Flooding, And Tornadoes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 349 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: LTD Broadband, Lumen Technologies, T-Mobile USA, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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