2421 E 40th St, Savannah, GA 31404 Property Records

Chatham County property record for 2421 E 40th St, Savannah, GA 31404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,227 sqft · built 1950
Lot Size	0.137 acres (5,981 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Dec 2022)
Tax Bill	$2,234 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Aug 2021 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`2-0080-08-007`

Property Details

APN / Parcel Number

Primary APN	`2-0080-08-007`
Alternative APN	`H316Y112`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,227 sqft Living Area
1st Floor Area	1,227 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,981 sqft (0.137 acres)
Lot Dimensions	92 ft deep x 65 ft wide
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	262 sqft
Deck Area	72 sqft
Patio Area	72 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2421 E 40TH ST
City	SAVANNAH
State	GA
Zip	31404-3865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 13 AND 14 BLOCK P MURPHEY WARD VICTORY HEIGHTS
Legal Subdivision	VICTORY HEIGHTS
Legal Block	P
Legal Lot Number	13
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	5
Census Block	5001
Census Tract	3602

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2421 E 40TH ST, SAVANNAH, GA 31404-3865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE
Dec 28, 2007	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN FINANCIAL MORTGAGE
May 18, 2007	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN GENERAL
Dec 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage COASTAL CUSTOM MORTGAGE
Nov 9, 2022	Warranty Deed, Transfer
Nov 9, 2022	Warranty Deed, Transfer · Conventional Mortgage COASTAL CUSTOM MORTGAGE
Nov 10, 2006	Deed, Transfer · Conventional Mortgage OPTION ONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2022 · Amount on Record
Deed Sale	Dec 6, 2022 · Amount on Record
Prior Sale	Apr 10, 2017 · Amount on Record
Deed Document Number	202213924
Deed Book / Page	2977 / 44
Last Transfer Date	Jan 17, 2025
Transfer Doc	0035730334
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	2421 E 40TH ST, SAVANNAH, GA 31404-3865
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010520364
Date	Apr 14, 2017
Book Page	1052/364
Instrument	30319140013

Lender

Name	BANKSOUTH MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	2421 E 40TH ST, SAVANNAH, GA 31404-3865
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 E 40TH ST, SAVANNAH, GA 31404-3865

Mortgage

Document Number	0024730447
Date	Aug 2, 2021
Book Page	0000002473/0000000447

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	2421 E 40TH ST, SAVANNAH, GA 31404-3865
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00335V0672
Date	Dec 28, 2007
Book Page	335V/672

Lender

Name	FRANKLIN FINANCIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2038

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	2421 E 40TH ST, SAVANNAH, GA 31404-3865
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00325V0514
Date	May 18, 2007
Book Page	325V/514

Lender

Name	AMERICAN GENERAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2017

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	2421 E 40TH ST, SAVANNAH, GA 31404-3865
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 E 40TH ST, SAVANNAH, GA 31404-3865

Mortgage

Document Number	0029770046
Date	Dec 6, 2022
Book Page	0000002977/0000000046

Lender

Name	COASTAL CUSTOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 9, 2022
Property Address	2421 E 40TH ST, SAVANNAH, GA 31404-3865
Document Number	0029770044
Book / Page	2977 / 44
Instrument Date	Nov 9, 2022
Instrument	2022-013924
Transaction Type	Transfer
Record Updated	Dec 26, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 E 40TH ST, SAVANNAH, GA 31404-3865

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 9, 2022
Property Address	2421 E 40TH ST, SAVANNAH, GA 31404-3865
Document Number	0029770044
Book / Page	2977 / 44
Instrument Date	Nov 9, 2022
Instrument	2022-013924
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 E 40TH ST, SAVANNAH, GA 31404-3865

Mortgage

Document Number	0000297746
Date	Nov 9, 2022
Instrument	2977/46

Lender

Name	COASTAL CUSTOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2052

November 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 10, 2006
Property Address	2421 E 40TH ST, SAVANNAH, GA 31404-3865
Document Number	00316Y0112
Book / Page	316Y / 112
Instrument Date	Nov 10, 2006
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 30697, SAVANNAH, GA 31410-0697

Mortgage

Document Number	00316Y0113
Date	Nov 22, 2006
Book Page	316Y/113

Lender

Name	OPTION ONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,040 (+2.79%) Land $16,000 Building $118,040	$335,100 (+2.79%) Land $40,000 Building $295,100
2025	$2,234.00 (-0.62%) Homeowner's exemption	$130,400 (+32.57%) Land $16,000 Building $114,400	$326,000 (+32.57%) Land $40,000 Building $286,000
2024	$2,248.00 (+369.31%)
2023		$98,360 (+22.22%) Land $12,000 Building $86,360	$245,900 (+22.22%) Land $30,000 Building $215,900
2022	$479.00	$80,480 Land $9,600 Building $70,880	$201,200 Land $24,000 Building $177,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	49 (1984–2016)
Claims Outside the SFHA	4 of 49
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 6 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, ClearWave, LiveOak Fiber, T-Mobile.

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