2421 Derby Dr, Fallston, MD 21047 Property Records

Harford County property record for 2421 Derby Dr, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,372 sqft · built 1972
Lot Size	0.807 acres (35,140 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Oct 2015)
Tax Bill	$4,360 (2026)
Deeds & Mortgages	Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-021746`

Property Details

APN / Parcel Number

Primary APN	`04-021746`
Alternative APNs	`4021746` `021746`

Interior

Full Baths	3 Baths
Building Area	1,372 sqft Total Area
Basement Area	1,030 sqft
Finished Basement	1,030 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Foyer
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	35,140 sqft (0.807 acres)
Lot Dimensions	251 ft deep x 140 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	196 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	021746
Street Address	2421 DERBY DR
City	FALLSTON
State	MD
Zip	21047-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 12 140/140X251 2421 DERBY DRIVE HUNTINGTON 5 PT 26/4
Legal Subdivision	HUNTINGTON
Legal Lot Number	12,2421
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	2
Census Block	2018
Census Tract	304201

Owner

2421 Derby Dr is owned and occupied by two individuals who bought it in October 2015.

Source: Harford County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2421 DERBY DR, FALLSTON, MD 21047-1243
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2015 · Amount on File
Deed Sale	Oct 6, 2015 · Amount on File
Deed Book / Page	11478 / 300
Prior Transfer Date	Apr 25, 2013
Prior Transfer Doc	0102950044
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2421 DERBY DR, FALLSTON, MD 21047-1243
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0134580313
Date	Sep 24, 2019
Book Page	13458/0313

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 2421 Derby Dr was $4,360, up 10.6% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,360.00 (+10.63%)	$394,567 (+5.12%)	$413,800 (-) Land $113,000 Building $300,800
2025	$3,941.00	$375,333	$413,800 Land $113,000 Building $300,800
2023		$348,233	$356,100 Land $113,000 Building $243,100
2022	$3,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2421 Derby Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2421 Derby Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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