Duval County property record for 2421 Cedar Trace Dr W, Jacksonville, FL 32246
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,922 sqft · built 2002 |
| Lot Size | 0.195 acres (8,484 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Dec 2022) |
| Tax Bill | $6,423 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 165286-8585 |
| Primary APN | 165286-8585 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,922 sqft Living Area |
| Gross Area | 2,478 sqft |
| 1st Floor Area | 1,922 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,484 sqft (0.195 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2421 CEDAR TRACE DR W |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32246-9360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 54-90 28-2S-28E .19 WINDSOR CHASE UNIT 2 LOT 134 |
| Legal Range | 28E |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | WINDSOR CHASE UNIT TWO |
| Legal Lot Number | 134 |
| Legal Unit | 2 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 14312 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2421 CEDAR TRACE DR W, JACKSONVILLE, FL 32246-9360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| Mar 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST CO |
| Dec 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANK & TRUST CO |
| Jun 17, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2022 · Amount on Record |
| Deed Sale | Dec 21, 2022 · Amount on Record |
| Prior Sale | Aug 1, 2014 · Amount on Record |
| Deed Document Number | 2022309212 |
| Deed Book / Page | 20534 / 1195 |
| Prior Transfer Date | Jun 3, 2021 |
| Prior Transfer Doc | 0197651011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 23, 2026 |
| Property Address | 2421 CEDAR TRACE DR W, JACKSONVILLE, FL 32246-9360 |
| Document Number | 0000143952 |
| Book / Page | 21950 / 2020 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 2026143952 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2421 CEDAR TRACE DR W, JACKSONVILLE, FL 32246-9360 |
| Document Number | 0000143952, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 21950/2020 |
| Instrument | 2026143952 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 15, 2066 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 2421 CEDAR TRACE DR W, JACKSONVILLE, FL 32246-9360 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2421 CEDAR TRACE DR W, JACKSONVILLE, FL 32246-9360 |
| Document Number | 0218232463 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | 21823/2463 |
| Instrument | 2026057623 |
| Name | AMERICAN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | HURON, SD 57350 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Dec 21, 2022 |
| Property Address | 2421 CEDAR TRACE DR W, JACKSONVILLE, FL 32246-9360 |
| Document Number | 0205341195 |
| Book / Page | 20534 / 1195 |
| Map Reference | MB 54 PG 90&90A-90D |
| Instrument Date | Dec 20, 2022 |
| Instrument | 2022309212 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2023 |
| Title Company | GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10119 HATTON CIR, ORLANDO, FL 32832-6173 |
| Name | Verified Name |
|---|---|
| Address | 19 VILLAGE PKWY, PENDLETON, IN 46064-9052 |
| Document Number | 0205341197 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 20534/1197 |
| Name | AMERICAN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 17, 2021 |
| Property Address | 2421 CEDAR TRACE DR W, JACKSONVILLE, FL 32246-9360 |
| Document Number | 0197651011 |
| Book / Page | 19765 / 1011 |
| Map Reference | MB 54 PG 90&90A-90D |
| Instrument Date | Jun 3, 2021 |
| Instrument | 2021150538 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 10119 HATTON CIR, ORLANDO, FL 32832-6173 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,508 (+0.67%) Land $132,580 Building $252,928 | $385,508 (-0.51%) Land $132,580 Building $252,928 | |
| 2025 | $6,423.00 (+5.17%) Homeowner's exemption | $382,950 (+5.99%) | $387,493 (+7.24%) Land $120,000 Building $267,493 |
| 2024 | $6,107.00 (+2.74%) | ||
| 2023 | $5,944.00 (+13.74%) Homeowner's exemption | $361,319 (+2.28%) Land $90,000 Building $271,319 | $361,319 (+2.28%) Land $90,000 Building $271,319 |
| 2022 | $5,226.00 | $353,256 Land $75,000 Building $278,256 | $353,256 Land $75,000 Building $278,256 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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