2420 Windsor Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 2420 Windsor Ave, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,205 sqft · built 1892
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (Mar 2025)
Tax Bill	$1,548 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-13-454-011`

Property Details

APN / Parcel Number

Primary APN	`10-13-454-011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,205 sqft Living Area
1st Floor Area	490 sqft
Upper Floors Area	490 sqft
Basement Area	670 sqft
Game Room	Game Room

Exterior

Year Built	Built 1892
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	88 sqft
Deck Area	176 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	2420 WINDSOR AVE
City	DUBUQUE
State	IA
Zip	52001-0628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 7 SUB OF 3 & 4 STAFFORDS ADD
Legal Subdivision	AUDUBON
Legal Lot Number	7
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2019
Census Tract	400

Owner

2420 Windsor Ave is owned and occupied by an individual who bought it in March 2025.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Mailing Address	2420 WINDSOR AVE, DUBUQUE, IA 52001-0628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Warranty Deed, Transfer · Conventional Mortgage RUHL MORTGAGE LLC
May 29, 2020	Deed of Trust, Mortgage · Commercial Mortgage DUPACO COMMUNITY CU
Nov 2, 2018	Special Warranty Deed, Transfer · ARM DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2025 · Amount on File
Deed Sale	Mar 10, 2025 · Amount on File
Prior Sale	Mar 1, 2021 · Amount on File
Deed Document Number	2025-00002320
Record Updated	Jun 7, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Mar 1, 2021
Property Address	2420 WINDSOR AVE, DUBUQUE, IA 52001-0628
Document Number	0000003343
Instrument Date	Feb 26, 2021
Instrument	2021-00003343
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2420 WINDSOR AVE, DUBUQUE, IA 52001-0628

Mortgage

Document Number	0000003344
Date	Mar 1, 2021
Instrument	2021-00003344

Lender

Name	RUHL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2420 WINDSOR AVE, DUBUQUE, IA 52001-0628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007139
Date	May 29, 2020
Instrument	2020-00007139

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52001

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 26, 2030

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Nov 2, 2018
Property Address	2420 WINDSOR AVE, DUBUQUE, IA 52001-0628
Document Number	0000012978
Instrument Date	Oct 26, 2018
Instrument	2018-00012978
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2420 WINDSOR AVE, DUBUQUE, IA 52001-0628

Mortgage

Document Number	0000012979
Date	Nov 2, 2018
Instrument	2018-00012979

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Margin	2
Max Rate	9.75%

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$108,100 Land $11,300 Building $96,800	$108,100 Land $11,300 Building $96,800
2024	$1,548.00
2023		$107,600 (+28.34%) Land $10,000 Building $97,600	$107,600 Land $10,000 Building $97,600
2022	$1,446.00	$83,840 Land $7,500 Building $76,340
2021			$83,840 Land $7,500 Building $76,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2420 Windsor Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2420 Windsor Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Comelec Internet Services, T-Mobile.

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