2420 Water Way, Rockwall, TX 75087 Property Records

Rockwall County property record for 2420 Water Way, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,422 sqft · built 2005
Lot Size	0.187 acres (8,124 sqft)
Owner	Individual Name on Record
Last Sale	$303,400 (Mar 2010)
Tax Bill	$5,090 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3975000F0021000R`

Property Details

APN / Parcel Number

Primary APN	`3975000F0021000R`
Alternative APNs	`R52265` `52265`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,422 sqft Living Area
Gross Area	3,980 sqft
1st Floor Area	3,422 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,124 sqft (0.187 acres)
Lot Dimensions	125 ft deep x 65 ft wide
View / Lot	Water View
Garage Type	Attached
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Covered Porch
Porch Area	259 sqft
Deck Area	Deck Area
Patio Area	146 sqft
Balcony Area	146 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2420 WATER WAY
City	ROCKWALL
State	TX
Zip	75087-2929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLSIDE PH 5 (THE SHORES), BLOCK F, LOT 21
Legal Subdivision	HILLSIDE PH 5 (THE SHORES)
Legal Tract	21
Legal Block	F
Legal Lot Number	21
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2006
Census Tract	40101

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2420 WATER WAY, ROCKWALL, TX 75087-2929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2010 · Amount on Record
Deed Sale	Mar 26, 2010 · Amount on Record
Prior Sale	Apr 18, 2006 · Amount on Record
Deed Document Number	2010431101
Deed Book / Page	6071 / 182
Prior Transfer Date	Jan 8, 2007
Prior Transfer Doc	0000369608
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	2420 WATER WAY, ROCKWALL, TX 75087-2929
Document Number	0000007685
Instrument Date	Apr 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2420 WATER WAY ROCKWALL TX 750872929, ROCKWALL, TX 75087-2929

Mortgage

Document Number	0000007685
Date	Apr 17, 2020
Instrument	7685

Lender

Name	TEXASLENDING.COM
Address	DALLAS, TX 75244

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$687,526 (+8.71%) Land $245,500 Building $442,026	$687,526 (-3.72%) Land $245,500 Building $442,026
2025	$5,090.00 (-15.87%) Homeowner's exemption Senior Citizen's exemption	$632,417 (-0.32%)	$714,084 (+12.55%) Land $247,955 Building $466,129
2024	$6,050.00 (-8.31%)
2023	$6,598.00 (-18.01%) Homeowner's exemption Senior Citizen's exemption	$634,438 Land $210,000 Building $424,438	$634,438 Land $210,000 Building $424,438
2021	$8,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20